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Florida Credit Union Blog

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Main Site Search for Mobile
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    • Mobile Banking
    • Mobile Deposit
  • Business
    • Bank
      • Business Checking
      • Business Savings and MMAs
      • Business Team
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      • Business Real Estate
      • Business Lines of Credit
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    • Solutions
      • Merchant Processing
      • Employee Memberships
      • Business Wire Transfers
    Building your financial partnership

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    Quick Links
    • Online Banking
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  • Online
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      • Online Banking
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      • Flora
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      • FCU Blog
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    Become a Member

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Credit Unions vs. Banks: Which One is Best for You?

You may hear us talk about “the credit union difference” but what does it really mean? The key to improving your financial health is having the right financial institution in your corner. While banks and credit unions might just sound like different sides of the same coin, there are significant differences that potential account holders should know before trusting either with your money.

Learn More
How to Pay off Debt: 5 Tips to Help You Become Debt Free in 2023

If you’re tired of being told to skip your weekly latte in order to pay off your debt, we understand. You need actionable steps that produce real results when it comes to conquering your debt in 2023. Luckily, you’ve got financial experts in your corner to help make this dream a reality.

Learn More
How to Build Your Credit: Everything You Need to Know for Building Credit with a Credit Card

Like everything else in life, the journey to better credit happens one step at a time. If you want to raise your credit score, not only do you need to learn new behaviors, but you also have to unlearn harmful financial habits.

Learn more
Filter and Search FLCU Blog
Financial Advice

¿De qué se compone un puntaje de crédito?

El puntaje de crédito es una de las métricas más importantes en el mundo de las finanzas. Las instituciones financieras utilizan este número de tres dígitos para analizar cuán probable es que un prestamista pague sus deudas. Compañías como FICO determinan este número analizando ciertos factores relacionado a las líneas de créditos y préstamos.

Financial Advice

The Roth 401(K)

Employers can offer 401(k) plan participants the opportunity to make Roth 401(k) contributions. If you're lucky enough to work for an employer who offers this option, Roth contributions could play an important role in maximizing your retirement income.

Mortgage

Downsizing: Should You Move to a Smaller Home?

People love space! Anyone who has lived in a cramped home or apartment has yearned to move on to something bigger. As needs change through the years and you achieve your big home goals, you may find yourself wondering if it’s time to downsize. Let’s find out if downsizing is right for you.

Financial Advice

How to Build a Budget: 12 Months to Financial Fitness

With January behind us, as well as a better understanding of our spending, it’s time to build the budget we’ll be using for the rest of the year.

Auto

Buying an RV? Answer These 4 Questions First

A recreational vehicles (RV) offers owners the flexibility to set off on adventures across the country! RVs allow you to be able to set your own schedules and control every aspect of your vacation. RVs aren’t for everyone, though. Whether it’s financial concerns or interest, here are some questions you should answer before you decide if now is the time for your RV.

Financial Advice

Consejos para los compradores de viviendas: hipotecas y más

Comprar una casa puede ser una tarea desalentadora para los primeros compradores como para quienes tienen experiencia. Si esta en busca de ayuda, ¡ha llegado al sitio correcto!

Banking Tools

5 Credit Union Myths Debunked: Credit Union and Bank Differences

If you've never looked too much into credit unions, you might think they're a suboptimal choice when compared to banks. While many may have considered this the case decades ago, there aren't as many differences between the two today.

Financial Advice

Analyze Your Spending: 12 Months to Financial Fitness

Make 2022 the year you achieve financial fitness! To help our members on their journey, we’re going to share twelve blogs throughout the year featuring financial fitness topics. This month, we’re looking at analyzing your spending.

Community

Florida Credit Union’s Beyond the Arc Campaign Raises Money for Local Education

Gainesville, Fla. – Florida Credit Union (FCU) is excited to showcase its partnership with Florida Gators Sports Properties of LEARFIELD to benefit The Education Foundation of Alachua County (The Education Foundation) through the “Beyond the Arc” campaign during the 2021-2022 University of Florida Men’s and Women’s Basketball seasons.

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Connecting your money to your life

Florida Credit Union offers valuable banking solutions including checking accounts, savings accounts, CDs, money market accounts, auto loans, mortgages and much more. Bank online, with our mobile app, or visit one of our conveniently located branches in Gainesville, Ocala, Lake City, Starke and DeLand.

Address:
P.O. Box 5549, Gainesville, FL 32627

Email:
askfcu@flcu.org

Phone Number:
(800) 284-1144

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