Motorcycles, Boats, Golf Carts, and Recreational Vehicles

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Start Your Next Adventure

From the road to the water—and everywhere in between

Finance the fun with competitive rates on motorcycles, boats, RVs, ATVs—and now golf carts. Whether you're cruising the neighborhood, hitting the trails, or heading out on the water, we make it easy to bring your next adventure to life with flexible terms and affordable payments.

Roll Into Something Fun

Golf cart financing is here

From quick trips around the neighborhood to laid-back weekend cruising, golf carts are the ultimate way to get around. We offer affordable financing for new and used golf carts and low-speed vehicles, with options designed to fit your budget—so you can spend more time enjoying the ride.

  • Financing for Golf Carts and Low-Speed-Vehicles (LSVs)
  • 100% financing available
  • New or used


Why Finance Your Next Recreational Vehicle with FCU?

FCU makes it easier to own the motorcycle, boat, or RV you've always wanted. With competitive rates and flexible terms, you can finance your next adventure with confidence and convenience.

  • Low-interest vehicle loans for motorcycles, RVs, boats, and more
  • Short and Long-Term Financing Options Available
  • 100% financing available
  • Get pre-approved before heading to the dealer
  • Loans for new or used recreational vehicles to refinance

Get Started Today!


Online Loan Application

Complete an application online to get started

Apply Now
Call 800-284-1144

Get connected with a FCU service representative

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Visit Us!

We have 13 locations in north and central Florida

Find a Branch Near You

Protect Your Investment


After you buy, it's time to protect your investment. FCU offers three types of coverage for every vehicle we finance. Guaranteed Asset Protection (GAP), Mechanical Breakdown Insurance & Roadside Assistance and Payment Protection Insurance can all help safeguard you against financial hardship.


Guaranteed Asset Protection (GAP)

Protect your investment if your vehicle is stolen or damaged beyond repair.

Mechanical Breakdown Insurance & Roadside Assistance

Helps you pay for accident-related costs.

Loan Payment Protection

If a FCU borrower is disabled or dies, we can continue to make loan payments to help your loved ones.

Calculator


Vehicle Loans FAQs
Florida Credit Union does finance electric vehicles.
There are many convenient and safe options for you to make a payment on your FCU loan. View your available payment options here.
To obtain the payoff for your FCU auto loan, contact us!
Yes! Credit scores are only one of a few metrics our loan officers look at when considering loan applications.
It takes only minutes to get approved for an vehicle loan at Florida Credit Union!
You will need a statement from your auto loan at your current lender. If applying online, more information will be requested once you have been approved.
A co-signer is someone who agrees to be responsible to pay a debt if the primary borrower fails to make the loan payments. Having a co-signer on your loan gives FCU additional assurance that the loan will be repaid.
 

DISCLOSURES

The calculators found on this page are for information purposes only. While the results of the calculators may be generally accurate, the results do not reflect any specific Credit Union accounts, loans or other products or services and may not exactly match the calculation methods used by the Credit Union (or any third party) for accounts, loans or other products or services. These calculators should be used only for general informational purposes and should not be relied on for any specific transaction.


Subject to credit approval.