Motorcycles, Boats and Recreational Vehicles

Smiling person riding on a boat arm outstretched

Your Adventure Awaits

Finance your journey with a low rate!

We offer loans for new, used, and refinanced motorcycles, boats, and RVs, even ATVs! Our extended terms can make your payments even more affordable.

RV parked by a beach on a sunny day

Why Finance Your Next Recreational Vehicle with FCU?

Whether you need a loan for a car, truck, or SUV, we have options with competitive interest rates that are often lower than traditional banks.

  • Low-interest vehicle loans for motorcycles, RVs, boats, and more
  • 36-84 month repayment terms for motorcycle loans
  • 72-180 month repayment terms for boat and RV loans
  • 100% financing available
  • Get pre-approved before heading to the dealer
  • Loans for new or used recreational vehicles to refinance

Get Started Today!

Online Loan Application

Complete an application online to get started

Apply Now
Call 800-284-1144

Get connected with a FCU service representative

Call Now
Visit Us!

We have 12 locations in north and central Florida

Find a Branch Near You

Protect Your Investment

After you buy, it's time to protect your investment. FCU offers three types of coverage for every vehicle we finance. Guaranteed Asset Protection (GAP), Mechanical Breakdown Insurance & Roadside Assistance and Payment Protection Insurance can all help safeguard you against financial hardship.

Guaranteed Asset Protection (GAP)

Protect your investment if your vehicle is stolen or damaged beyond repair.

Mechanical Breakdown Insurance & Roadside Assistance

Helps you pay for accident-related costs.

Loan Payment Protection

If a FCU borrower is disabled or dies, we can continue to make loan payments to help your loved ones.


Vehicle Loan FAQs

There are many convenient and safe options for you to make a payment on your FCU loan. View your available payment options here.
Florida Credit Union does finance electric vehicles.
To obtain the payoff for your FCU auto loan, contact us!
You can submit proof of insurance on our partner website using your reference ID number. Once on the site, click the Enter Reference ID button located on the top right of the screen. If you don’t have your reference ID, you can click Don’t have an ID? to look up your loan by using your name, zip code, and VIN number.
It takes only minutes to get approved for an auto loan at Florida Credit Union!
Yes! Credit scores are only one of a few metrics our loan officers look at when considering loan applications.
You will need a statement from your auto loan at your current lender. If applying online, more information will be requested once you have been approved.
A co-signer is someone who agrees to be responsible to pay a debt if the primary borrower fails to make the loan payments. Having a co-signer on your loan gives FCU additional assurance that the loan will be repaid.


The calculators found on this page are for information purposes only. While the results of the calculators may be generally accurate, the results do not reflect any specific Credit Union accounts, loans or other products or services and may not exactly match the calculation methods used by the Credit Union (or any third party) for accounts, loans or other products or services. These calculators should be used only for general informational purposes and should not be relied on for any specific transaction.

Subject to credit approval.