Refinancing involves the replacing of an existing loan or debt with a new one with updated terms. Mortgage loans are most often associated with refinancing due to the many benefits they provide homeowners. They’re currently popular due to record low mortgage rates as a result of the economic impact of the COVID-19 pandemic. Knowing when to keep your current terms and when to refinance can be tricky, so let us take you through an overview of refinancing and some of the benefits you could gain from doing so.

Peer-to-peer transfers have revolutionized the way we handle our money. We no longer need to carry around much cash, or stress over how to pay our friends and family back for meals. For the most part, using apps like Venmo and CashApp is overwhelmingly safe, but that doesn’t mean that fraudsters aren’t trying to take what isn’t theirs.

When considering homeownership, research is the very first step all homeowners must undertake, and learning about the types of mortgages that are available to would-be homeowners is integral to a successful home buying experience.