Ranch style Florida home

Special Rate as low as 6.50%¹

5/1 Adjustable Rate Mortgage (ARM) - limited time only!

Initial ARM rates are typically lower than a fixed option and are a great option if you plan to sell or refinance your house before the rate goes up. Take advantage of:

  • Up to 100% financing
  • Up to $5,000 lender credit
  • Purchase - refinance - get cash out

Now's the time to get your dream home! Our local mortgage lenders can help you get the funding you need. Don't wait – experience the Florida Credit Union difference today!

Watch the clip below to view a brief description of ARM rates:


1. Subject to credit approval. APR = Annual Percentage Rate. This is a special and limited time offer that can be discontinued anytime based on market conditions. Your rate may be higher based on your credit worthiness and property valuation. An adjustable rate mortgage loan (ARM) with a fixed interest rate for the first 5 years. Afterward, the 5/1 ARM switches to an adjustable interest rate for the remainder of its term. Special rate for in-house portfolio loan only. 5/1 Year ARM with no points and an estimated $4,000 closing cost monthly payment example: The payment on a $100,000 loan would be $657.35 per month at an adjustable interest rate of 6.50% and a 6.882% APR with a 360 month term. ARM rates subject to increase during the loan term. This payment and rate would be in effect for the first five years with annual adjustments thereafter according to the disclosure above. Rate quoted as of 05/15/24.