Credit Score Enhancement and Analysis
Your credit score is vital to your financial success, and Florida Credit Union is committed to getting you on track for a better financial future. We offer free credit counseling to help identify your best methods for reducing debt, making on-time payments and enhancing your credit limits.
Typically, the higher your credit score, the more money you’ll save, so make the life-changing decision to become informed about your credit score and take steps to improve it!
A free credit report analysis takes less than 30 minutes! All you have to do is:
- Be an FCU member
- Visit your local FCU branch
- Bring your ID
A FCU representative will review with you your credit report and will help you find ways to improve your credit score, lower your monthly payments and eliminate high-interest debt, putting you on a path toward your lifelong financial goals.
Get Your FICO® Score Monthly
A free benefit for our members
Your credit score is important. It can affect more than just your loan interest rates. That's why we want to give you access to your score whenever you want – all for free.
Related Credit Score Blog Articles
Mon. May 02, 2022 / 3:02 PM
4 min. readIt’s common to find yourself in a challenging credit situation. Between store credit cards, loans and debt, developing bad credit can be a fast and slippery slope. While a less-than-ideal credit score can make you feel defeated, remember that there are actions you can take to revive your credit score and get your finances back on track. Keep reading to learn more about what your credit score means and how you can take meaningful steps to a better score.Learn more
computer showing the words credit score
Mon. Oct 18, 2021 / 12:36 PM
2 min. readIf you’ve ever applied for a loan, you know about the value that financial institutions place on your credit score. While far from the only factor that is evaluated, your credit score provides lenders with quick insight into your financial history. A credit score is derived from your credit report, which you can think of as your history with credit: your payment history, how long you’ve had credit, your utilization and much more.Learn more
credit score image
Thu. Sep 23, 2021 / 12:44 PM
4 min. readRebuilding your credit score can be more complicated than starting from scratch, mainly because you have to prove to credit card issuers and lenders that you can and will make future payments despite slip-ups in the past. If you're not sure where to start, follow our four-step plan to begin your journey toward financial freedom.Learn more