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Summer is almost here! If you want to take a vacation but don’t have much room in your budget, these tips may help make your vacation a reality!

Savvy car shoppers know the biggest decision-making factor when buying a vehicle isn’t the latest tech integration or shiniest coat of paint — it’s knowing (and sticking to) how much car you can afford. Choosing between fabric and leather should take a back seat to comparing auto loan rates, terms and purchase prices. Test-driving lender and dealer offers is just as key a step as what it feels like behind the wheel. If you’re planning a car purchase in 2022, we have your guide to making the best financial choice.

Dreaming of a house on a cul-de-sac with a flower garden and a backyard big enough for your golden retriever? A key part of making that dream come true is getting the right financing. Most homeowners need a home loan to achieve their white-picket-fence fantasy, and there are a few things you need to know about homebuying in 2022’s competitive market.

It’s common to find yourself in a challenging credit situation. Between store credit cards, loans and debt, developing bad credit can be a fast and slippery slope. While a less-than-ideal credit score can make you feel defeated, remember that there are actions you can take to revive your credit score and get your finances back on track. Keep reading to learn more about what your credit score means and how you can take meaningful steps to a better score.

Are you currently struggling with credit card debt? A powerful financial tool, credit cards afford us the ability to make expensive purchases we otherwise would not be able to make. The issues arise when you don’t have enough money to make your payments on time and in full. Join us in our fourth installment of the 12 Months to Financial Fitness series as we tackle how to pay down credit card debt.

As the Russia-Ukraine conflict has continued to unfold, relief efforts have been hard at work around the world. With millions displaced from their homes and a humanitarian crisis building, donations are more important than ever. Unfortunately, scammers never pass up a chance to take advantage of people, and scams have surfaced around taking advantage of people’s goodwill.

Overdrafting an account can be an embarrassing experience, especially if you don’t have enough funds to cover overdraft fees. Luckily, there are ways you can protect yourself from overdraft and non-sufficient funds (NSF) fees, and they’re readily available to you as a Florida Credit Union member.

There are two types of rollovers: direct and indirect. A direct rollover is paid from your plan directly to your IRA or to your new employer's retirement plan. The funds are never payable to you. An indirect (60-day) rollover is a payment made to you that you later roll over to an IRA or an employer retirement plan.¹

A majority of people in the U.S. have some form of debt. These include but aren’t limited to student loans, credit cards and personal loans. With so many debts to keep track of, how is one supposed to pay anything off? Simple – a debt repayment strategy!