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couple working on home improvement project
Mon. Nov 22, 2021
Home Improvement: How to Get the Most out of Your HELOC
2 min read
Home equity loans (HELs and HELOCs) are a specific loan type available to homeowners who have equity in their home. Equity is the difference between what’s owed on a mortgage and the amount the home is worth. Homeowners can leverage this equity for the purposes of taking out a loan.Learn More -
child performing chores with a smile
Mon. Nov 15, 2021
Introducing FCU FAM®: Helping to Teach Your Kids About Money
2 min read
Take a moment and think back on the lessons you learned when you were young. Did your parents teach you to say “please” and “thank you?” To look both ways before you cross the road? Whether they know it or not, the lessons children are taught stick for life, and money lessons are no different.Learn More -
jar of coins indicating wedding budget
Mon. Nov 08, 2021
5 Ways to Budget for Your Wedding
3 min read
In the United States, weddings are a multi-billion dollar industry. While the COVID-19 pandemic may have changed many plans, weddings are making a comeback in 2021 and beyond. If you’re looking to be married soon, you’re likely looking at your finances and budgeting. The reality is you don’t need to go into debt in order to have a dream wedding! Here are proven ways to save money and have a memorable wedding.Learn More -
Person using a financial app for budgeting
Mon. Nov 01, 2021
4 Ways to Manage Your Financial Planning With Budgeting Apps
3 min read
If you’re looking to start your budgeting journey, a pen and paper just won’t cut it nowadays. Life can get hectic, and an on-the-go lifestyle calls for a method that can keep up with your busy schedule. That’s why budgeting apps have revolutionized the way we view our finances.Learn More -
person standing on a ladder next to a success motto
Mon. Oct 25, 2021
How to Set a Financial Goal: 3 Tips to Help You Reach It Early
4 min read
What are your financial goals for the next year? Saving money, paying off credit card debt, or investing in a retirement account? Whatever those goals may be, there are steps you can take today to make sure you accomplish them sooner rather than later.Learn More -
computer showing the words credit score
Mon. Oct 18, 2021
What is a FICO® Credit Score and Why Should You Care?
2 min read
If you’ve ever applied for a loan, you know about the value that financial institutions place on your credit score. While far from the only factor that is evaluated, your credit score provides lenders with quick insight into your financial history. A credit score is derived from your credit report, which you can think of as your history with credit: your payment history, how long you’ve had credit, your utilization and much more.Learn More -
Federal Reserve
Fri. Oct 08, 2021
Why Are Banks and Credit Unions Closed on Federal Holidays?
1 min read
Ever wonder why banks and credit unions are closed on certain holidays while schools and businesses remain open? It’s simple! Financial institutions like Florida Credit Union are closed because the Federal Reserve is closed.Learn More -
credit score image
Thu. Sep 23, 2021
4 Steps to Rebuild Your Credit and Qualify for a Personal Loan
4 min read
Rebuilding your credit score can be more complicated than starting from scratch, mainly because you have to prove to credit card issuers and lenders that you can and will make future payments despite slip-ups in the past. If you're not sure where to start, follow our four-step plan to begin your journey toward financial freedom.Learn More -
car on a money pile
Thu. Sep 09, 2021
4 Reasons Why You Should Refinance Your Auto Loan Today
3 min read
Let’s talk about one of the most important purchases you’ve made — your vehicle. It gets you to work every day and is your designated road trip buddy, not to mention all the little errands it helps you cross off your to-do list. There’s just one catch. That new or new-to-you car came with a hefty monthly paymentLearn More