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You’ve definitely heard about credit scores, the all-important number that has a profound impact on our ability to make financial decisions. Beyond just those decisions, credit scores are also used by employers, landlords and more, meaning that that little number is also your gateway (or wall) to many life-altering paths. Many people spend their entire lives trying to fix their scores, so let’s make sure you’ve got the knowledge necessary to avoid some credit score pitfalls!

To enjoy a comfortable future, investing money is necessary for the majority of people. When you invest, you can provide yourself with another source of income, help pay off student debt, or save up for a down payment for your first home. In short, investing will help you grow your wealth and meet your financial goals.

Let’s say that last year you planned to take a hard-earned vacation in 2020. You scrimped and saved every dollar you could get your hands on and like a good saver, created a vacation fund to keep it in. You beat every milestone and resisted every temptation to spend that money…then reality hit and the COVID-19 pandemic all but ruined your trip. If you were able to get your money back and haven’t spent it just yet, you might still be wondering what you should do with it.

According to LendingTree, 61% of Americans report feeling dread leading up to the holiday season. With the average consumer spending $602.65 on holiday gifts ($850.38 for parents!), it’s no wonder why holiday dread is so high. Keep reading to learn seven tips that’ll keep your holiday shopping stress free.

Did you know that the average American has roughly $38,000 in personal debt, and that doesn't even include their mortgage? Being in debt can feel suffocating and crippling, like a hole you can't escape. However, it doesn't have to be that way. With careful budgeting and planning, you can both pay off your debt and build an emergency fund. Let's take a look at how.

When it comes to money, there are some things they don’t teach you in school but you need to know as an adult. Before they head off to college or start a career post-high school, you’ll need to make sure your kids know about how money works in the real world.

Are you heading off to college for the first time? College can be a fun and exciting experience. Unfortunately, it can also be very expensive. In fact, the average public college student walks away with $26,900 of debt, and the average private college student walks away with $32,600 of debt. 

Luckily, there are ways you can manage your finances in college so you can walk away with less debt, and have more money to put into your savings account. Check out this guide to discover the top financial tips for students for budgeting and paying for college. 

When it comes to teaching practical money skills, students of different ages need different methods. 3rd to 6th graders might be ready to learn the fundamentals of finance using games, books, and real world experience. At this age, you can expose your children to basic concepts like savings and deposits, as well as more advanced subjects like cash transactions and business principles. Learn more with these three tips that will get you on your way to teaching your children about money!

Boats and Floridians go together like peanut butter and jelly. As of 2018, there were more than 950,000 registered boats in the state of Florida! That number has likely risen since then, meaning there’s probably a boat in Florida for every twenty or so people! If you’re yearning to stretch your sea legs and join that group of boat owners, make sure you answer these five questions before you set sail.