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  • Good Credit Score illustration
    Credit Score

    Thu. Apr 16, 2020

    Managing Your Credit Report: Your FICO Score and Credit Rating

    7 min read

    If you have made any kind of big purchase as an adult, you know your credit matters. Whether you are buying a car, renting an apartment, buying a house, or even trying to land your dream job, someone is going to take a look at your credit report.

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  • People signing a contract
    Credit Score
    Financial Advice
    Loans

    Fri. Mar 27, 2020

    Personal Loans with Bad or No Credit: Helpful Consumer Tips

    8 min read

    If you have good credit, you probably don't give your credit score much thought. Everything just works, whether you want a personal, auto, or mortgage loan. But for the 22% of Americans with no credit and the 30% with bad credit, things are much different.

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  • Business Plan drawn on a notepad
    Business Banking

    Thu. Mar 12, 2020

    Small Business Series: Preparing Your Business Plan

    A strong business plan is important for your business no matter what stage you’re at in operations. In the beginning, a business plan is important for setting goals and obtaining capital from investors.
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  • Happy older couple at the beach
    Financial Advice
    Retirement

    Fri. Mar 06, 2020

    Reducing the Risk of Outliving Your Money

    3 min read

    “What is your greatest retirement fear?”
     

    If you ask any group of retirees and pre-retirees this question, “outliving my money” will likely be one of the top answers. In fact, 51% of investors surveyed for a 2019 AIG retirement study ranked outliving their money as their top anxiety.1

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  • A hand holding FCU's Visa Wave Credit Card
    Financial Advice

    Mon. Feb 24, 2020

    What Teens Need to Know About Getting and Using Credit Cards

    5 min read

    The Credit Card Accountability Responsibility and Disclosure Act (Credit CARD Act of 2009 for short) changed the rules regarding teenagers and credit cards. Before this legislation, roughly a third of American teens had credit cards.

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  • A budget list notebook with a coffee cup
    Budgeting

    Fri. Feb 21, 2020

    How to Stick to a Budget: Rules, Tips, and Apps That Work!

    8 min read

    Do you have an extra $400 on hand for an emergency? If not, you’re not the only one. 27% of adults say they would either need to borrow money or sell something to afford a $400 emergency.

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  • Calculator on a desk
    Financial Advice

    Fri. Feb 14, 2020

    Annual Financial To-Do List

    5 min read

    What financial, business, or life priorities do you need to address for the coming year? Now is a good time to think about the investing, saving, or budgeting methods you could employ toward specific objectives, from building your retirement fund to managing your taxes. You have plenty of choices. Here are a few ideas to consider:

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  • Women working at a desk
    Financial Advice

    Fri. Feb 07, 2020

    How to Set Smart Financial Goals for 2020: Plan Your Future

    7 min read

    Do you constantly set goals saying you're going to save more and spend less, only to find yourself no better off than you were before?

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  • Business Store Owner
    Business Banking

    Thu. Jan 23, 2020

    Small Business Series: Obtaining Licenses and Permits

    3 min read

    In Part 2 of our Small Business series, we discussed the different legal structures for businesses.  In Part 3, we describe the major permits and licenses business may need to obtain. When it comes to opening your business, regardless of its structure type, it is vital to have the proper permits. Operating without licenses means you’re at risk for being closed down by the city or facing steep financial penalties.

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