Skip to Main Content Skip to Sitemap

Florida Credit Union Blog

  • Make a Payment
  • Contact
  • Locations
  • Deposit Rates
  • Loan Rates
  • Blog
  • Español
Main Site Search for Desktop
  • Personal
    • Bank
      • Checking
      • Savings
      • Youth Accounts
      • CDs/Money Markets/IRAs
      • Visa® Gift Cards
      • Direct Deposit
    • Borrow
      • Mortgages
      • Home Equity Loans
      • Vehicle Loans
      • Motorcycles, Boats & RVs
      • Personal Loans
      • Student Loans
      • Credit Cards
    • Solutions
      • Investment Services
      • Life Insurance
      • GAP & Warranty Coverage
      • Accidental Death & Dismemberment Insurance
      • Hospital Accident Protection and Recuperative Care
    Supporting all your financial needs

    Become a Member

    Quick Links
    • Online Banking
    • Online Bill Pay
    • Mobile Banking
    • Mobile Deposit
  • Business
    • Bank
      • Business Checking
      • Business Savings and MMAs
      • Business Team
    • Borrow
      • Business Real Estate
      • Business Lines of Credit
      • Business Loans
      • Business Credit Card
    • Solutions
      • Merchant Processing
      • Employee Memberships
      • Business Wire Transfers
      • Loan Forgiveness - Paycheck Protection Program
    Building your financial partnership

    Become a Member 

    Quick Links
    • Online Banking
    • Online Bill Pay
    • Mobile Banking
    • Mobile Deposit
  • Online
    • Online
      • Online Banking
      • Online Bill Pay
      • FICO® Score Access
      • FCU FAM®
    • Mobile
      • Mobile Banking
      • Mobile Deposit
      • Flora
    Bank with us any time, anywhere

    Become a Member

    Quick Links
    • Personal
    • Business
    • Contact Us
    • Branch Locations
  • Resources
    • Resources
      • Calculators
      • Deposit Rates
      • Forms
      • International Travel Information
      • Branch Services
      • Special Offers
    • Education
      • Interactive Financial Success Center
      • Financial Education
      • Account Security
      • FCU Blog
    Making smarter financial decisions

    Become a Member

    Quick Links
    • Branch Services
    • Events
    • Notices
    • Newsletter
    • Annual Reports
  • About
    • Information
      • About FCU
      • Membership Eligibility
      • Contact Us
      • Notices
      • Careers
    • Community
      • Events
      • Scholarships
      • Giving Back
      • Newsletter
      • Rewards
    • Documents
      • Fee Schedule
      • Annual Reports
      • Privacy & Disclosures
    Feel the Credit Union Difference

    Become a Member

    Quick Links
    • Online Banking
    • Online Bill Pay
    • Mobile Banking
    • Mobile Deposit
  • Apply & Open
    • Become a Member
    • Apply for a Loan
Member Login
  • Forgot Username?
  • Forgot Password?
  • Register for Online Banking

You may have exclusive loan offers waiting! Find out here

  • Make a Payment
  • Contact
  • Locations
  • Deposit Rates
  • Loan Rates
  • Blog
  • Español

Florida Credit Union Blog

Member Login
  • Forgot Username?
  • Forgot Password?
  • Register for Online Banking

You may have exclusive loan offers waiting! Find out here

Main Site Search for Mobile
  • Personal
    • Bank
      • Checking
      • Savings
      • Youth Accounts
      • CDs/Money Markets/IRAs
      • Visa® Gift Cards
      • Direct Deposit
    • Borrow
      • Mortgages
      • Home Equity Loans
      • Vehicle Loans
      • Motorcycles, Boats & RVs
      • Personal Loans
      • Student Loans
      • Credit Cards
    • Solutions
      • Investment Services
      • Life Insurance
      • GAP & Warranty Coverage
      • Accidental Death & Dismemberment Insurance
      • Hospital Accident Protection and Recuperative Care
    Supporting all your financial needs

    Become a Member

    Quick Links
    • Online Banking
    • Online Bill Pay
    • Mobile Banking
    • Mobile Deposit
  • Business
    • Bank
      • Business Checking
      • Business Savings and MMAs
      • Business Team
    • Borrow
      • Business Real Estate
      • Business Lines of Credit
      • Business Loans
      • Business Credit Card
    • Solutions
      • Merchant Processing
      • Employee Memberships
      • Business Wire Transfers
      • Loan Forgiveness - Paycheck Protection Program
    Building your financial partnership

    Become a Member 

    Quick Links
    • Online Banking
    • Online Bill Pay
    • Mobile Banking
    • Mobile Deposit
  • Online
    • Online
      • Online Banking
      • Online Bill Pay
      • FICO® Score Access
      • FCU FAM®
    • Mobile
      • Mobile Banking
      • Mobile Deposit
      • Flora
    Bank with us any time, anywhere

    Become a Member

    Quick Links
    • Personal
    • Business
    • Contact Us
    • Branch Locations
  • Resources
    • Resources
      • Calculators
      • Deposit Rates
      • Forms
      • International Travel Information
      • Branch Services
      • Special Offers
    • Education
      • Interactive Financial Success Center
      • Financial Education
      • Account Security
      • FCU Blog
    Making smarter financial decisions

    Become a Member

    Quick Links
    • Branch Services
    • Events
    • Notices
    • Newsletter
    • Annual Reports
  • About
    • Information
      • About FCU
      • Membership Eligibility
      • Contact Us
      • Notices
      • Careers
    • Community
      • Events
      • Scholarships
      • Giving Back
      • Newsletter
      • Rewards
    • Documents
      • Fee Schedule
      • Annual Reports
      • Privacy & Disclosures
    Feel the Credit Union Difference

    Become a Member

    Quick Links
    • Online Banking
    • Online Bill Pay
    • Mobile Banking
    • Mobile Deposit
  • Apply & Open
    • Become a Member
    • Apply for a Loan
Two-Factor Authentication and FCU Anywhere

Security is one of the most important things to us at Florida Credit Union. Amidst a period of common fraudulent activity, ensuring our members are safe is our utmost priority. 

Learn More
Your Year in Review – 12 Months to Financial Fitness

What a year! It’s officially our final installment in our 12 Months to Financial Fitness series.

Learn More
Making Adjustments to Your Budget – 12 Months to Financial Fitness

2022 is nearly at an end! If you've been following along with our 12 Months to Financial Fitness series this year, the budget we created back in February could use some updating.

Learn more
Filter and Search FLCU Blog
Financial Advice

Nuts and Bolts - How to Roll Over Your Employer Retirement Plan Assets

There are two types of rollovers: direct and indirect. A direct rollover is paid from your plan directly to your IRA or to your new employer's retirement plan. The funds are never payable to you. An indirect (60-day) rollover is a payment made to you that you later roll over to an IRA or an employer retirement plan.1

Financial Advice

Debt Repayment Strategies - the Avalanche and Snowball Methods

A majority of people in the U.S. have some form of debt. These include but aren’t limited to student loans, credit cards and personal loans. With so many debts to keep track of, how is one supposed to pay anything off? Simple – a debt repayment strategy!

Financial Advice

What is Financial Infidelity? Avoid Making Money Relationship Mistakes

Trust and communication are key to a successful relationship, especially when it comes to finances. When a partner in a relationship isn’t completely honest about money, they’re likely committing financial infidelity.

Financial Advice

Preparing for Taxes: 12 Months to Financial Fitness

The deadline to file your income taxes is April 18, 2022! If you’ve been dragging your feet on filling, or looking for a place to start, read more in our most recent blog in the 12 Months to Financial Fitness series.

Financial Advice

5 Common Retirement Mistakes to Avoid

Retirement planning is tough and full of never-ending questions. Am I saving too much or too little? When should I retire? Am I claiming social security too early? The list goes on and on, and it's enough to make your head spin. Here are some mistakes to avoid to make retirement planning simpler.

Financial Advice

¿De qué se compone un puntaje de crédito?

El puntaje de crédito es una de las métricas más importantes en el mundo de las finanzas. Las instituciones financieras utilizan este número de tres dígitos para analizar cuán probable es que un prestamista pague sus deudas. Compañías como FICO determinan este número analizando ciertos factores relacionado a las líneas de créditos y préstamos.

Financial Advice

The Roth 401(K)

Employers can offer 401(k) plan participants the opportunity to make Roth 401(k) contributions. If you're lucky enough to work for an employer who offers this option, Roth contributions could play an important role in maximizing your retirement income.

Mortgage

Downsizing: Should You Move to a Smaller Home?

People love space! Anyone who has lived in a cramped home or apartment has yearned to move on to something bigger. As needs change through the years and you achieve your big home goals, you may find yourself wondering if it’s time to downsize. Let’s find out if downsizing is right for you.

Financial Advice

How to Build a Budget: 12 Months to Financial Fitness

With January behind us, as well as a better understanding of our spending, it’s time to build the budget we’ll be using for the rest of the year.

  • Previous
  • 4
  • 5
  • 6
  • Next
  • Connect with us on Facebook
  • Connect with us on Twitter
  • Connect with us on Instagram
  • Connect with us on LinkedIn
  • Connect with us on YouTube
  • Routing Number:263178410
Connecting your money to your life

Florida Credit Union offers valuable banking solutions including checking accounts, savings accounts, CDs, money market accounts, auto loans, mortgages and much more. Bank online, with our mobile app, or visit one of our conveniently located branches in Gainesville, Ocala, Lake City, Starke and DeLand.

Address:
P.O. Box 5549, Gainesville, FL 32627

Email:
askfcu@flcu.org

Phone Number:
(800) 284-1144

Florida Credit Union
  • Become a Member
  • Apply for a Loan
  • Bank Online
  • Make a Payment
  • Careers
  • Privacy & Disclosures
  • Terms & Conditions
  • Sitemap
  • Legal Notices
  • Website Accessibility
  • Federally insured by the NCUA
  • NMLS #281350

© 2023 Florida Credit Union

  • Equal Housing Opportunity
  • National Credit Union Association
Chat with Us

Chat

Leaving Florida Credit Union Website

By continuing, you will be leaving the Florida Credit Union website. 

Florida Credit Union is not responsible for accuracy, security, content, or services offered by other websites; we encourage you to view privacy & security disclosures of all websites you visit as they may be different than those of Florida Credit Union. 

Visit our site again soon.

Proceed Close