TWO ACCOUNTS. ONE BIG BONUS.
ONE STEP CLOSER TO YOUR GOALS!
Looking to grow your savings and earn some extra cash along the way?
You can earn up to $600 by opening these two accounts with Florida Credit Union.
Now Through August 31, 2025
Here’s how it adds up:
$300 Checking Bonus¹
Get $300 deposited in your account when you:
- Open a free personal full-service checking account.
- Make a single or combined direct deposit of $500 within 60 days of opening, and
- Keep account open for at least 90 days.
- Use promo code: 25SUMMERBONUS
$300 CD Bonus²
Receive an additional $300 deposited in your checking account when you:
Open and qualify for the $300 checking bonus
Then open a new 13-month CD at 4.25% APY3, and
- Deposit $25,000 or more in new money.
- Use promo code: 25SUMMERBONUS
Experience the FCU Difference
All of our checking accounts come stocked with members-only benefits including:
- No monthly maintenance fees
- No minimum balance requirement
- Surcharge-free ATM access nationwide
- Free transfers between accounts
- Free Online Banking and Bill Pay
- Free Mobile Banking App
- Account alerts
- Budgeting and savings tools
- Free monthly FICO® credit score monitoring

Visit our branches in Belleview, DeLand, Gainesville, Lake City, Ocala, Starke, or Wildwood
See our LocationsNever Considered a Credit Union? Maybe it is Time!
DISCLOSURE
1. Offer can be canceled at any time. Free membership is open to anyone within Florida Credit Union’s 48 county field of membership. Anyone who has held a checking account with FCU in the past 24 months will not qualify for the incentive. Must be 18 years old or older to qualify. One per household. Credit approval and initial $5 open deposit required. $500 cumulative direct deposit amount must be made to this account within the first 60 days of account opening. Your direct deposit needs to be an electronic deposit of your paycheck, pension, or government benefit (such as SSI) from your employer or the government. Person-to-person payments (such as Cash App, Venmo, or PayPal) are not considered a direct deposit. If the requirements are met and the account remains open and in good standing for 90 days, the $300 bonus will be credited to the account. $300 is considered interest and will be reported on IRS form 1099-INT. Prior terms subject to change. Full-service checking includes direct deposit, Visa debit card, online banking, and eStatements.
2. To receive the $300 CD bonus, you must qualify for the $300 checking bonus and open a new 13-month Certificate of Deposit (CD) with a minimum deposit of $25,000. Must be funded with money currently not on deposit at Florida Credit Union. The CD must be opened between July 28 and August 31, 2025, and remain open for the full term. If both the checking and CD account requirements are met and accounts remain in good standing for 90 days, the $300 bonus will be credited to the checking account. Bonus is considered interest and will be reported on IRS Form 1099-INT. Early withdrawal penalties may apply, in addition, if the 13-Month Promotional CD is closed for any reason before the maturity date, you will be required to reimburse the full $300 CD bonus back to Florida Credit Union. CD must be opened within 30 days of the checking account opening date to be qualified for the promotion.
3. Annual Percentage Yield (APY) is accurate as of 07/22/2025. Limited time offer subject to change at any time without notice. See share certificate agreement for current rates, terms and requirements. Minimum balance required to open share certificate varies per certificate with a maximum of $5,000,000. After maturity, if you choose to roll over your CD, you will earn dividends according to the CD agreement or at the then current APY as stated on www.flcu.org at that time. A penalty may be imposed for early withdrawals which may reduce earnings. Fees may reduce earnings.