Loan Rates

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Subject to credit approval. Select learn more for terms and details.

LOAN TYPE TERM LENGTH RATE (AS LOW AS) APR (AS LOW AS)
Auto/Truck Rates (Model 2023 and newer) 36 5.540% 5.763%
Auto/Truck Rates (Model 2023 and newer) 60 5.890% 6.028%
Auto/Truck Rates (Model 2023 and newer) 72 5.990% 6.107%
Auto/Truck (Model 2021 - 2022) 36 6.140% 6.364%
Auto/Truck Rates (Model 2021 - 2022) 60 6.140% 6.279%
Auto/Truck Rates (Model 2021 - 2022) 72 6.290% 6.407%




Loan Type Loan to Value (LTV) APR (As Low As)
Home Equity Line of Credit (HELOC) 80% LTV or less 8.000%
Home Equity Line of Credit (HELOC) 90% LTV 8.000%
Home Equity Line of Credit (HELOC) 100% LTV 8.250%


Loan Type Loan to Value (LTV) APR (As Low As)
5 Year HELOC Fixed 80% LTV or Less 6.990%
5 Year HELOC Fixed 90% LTV 6.990%
5 Year HELOC Fixed 100% LTV 90% LTV 6.990%


Options Credit Limit APR Annual Fees
Platinum Rate $1,000 - $50,000 11.90% - 17.90% None
Platinum Reward $1,000 - $50,000 14.90% - 17.90% None
Platinum WAVE Cash Back $5,000 - $50,000 17.90% None
Fresh Start $1,000 to $3,000 17.90% $100


Loan Type Term Length Rate (As Low As) APR (As Low As)
Personal Loan (minimum amount $3,001) 18 - 60 10.000% 10.086%


Loan Type Term Length Rate (As Low As) APR (As Low As)
Personal line of Credit (starting at $1,000 limit) Revolving line of credit 10.240% - 17.990% 10.240% - 17.990%


Loan Type Term Length Rate (As Low As) APR (As Low As)
Motorcycle Cruiser (Model 2023 and newer) 36 5.540% 5.763%
Motorcycle Cruiser (Model 2023 and newer) 60 5.840% 5.978%
Motorcycle Cruiser (Model 2023 and newer) 72 5.990% 6.107%
Motorcycle Cruiser (Model 2021-2022) 36 6.140% 6.364%
Motorcycle Cruiser (Model 2021-2022) 60 6.140% 6.279%
Motorcycle Cruiser (Model 2021-2022) 72 6.290% 6.407%


Loan Type Term Length Rate (As Low As) APR (As Low As)
Boat (Model 2018 and newer) 144 (minimum $10,000 loan) 7.840% 8.036%
Boat (Model 2018 and newer) 180 (minimum $25,000 loan) 7.840% 7.906%
Boat (Model 2017 and older) 144 (minimum $10,000 loan) 8.840% 9.041%
Boat (Model 2017 and older) 180 (minimum $25,000 loan) 8.840% 8.908%


Loan Type Term Length Rate (As Low As) APR (As Low As)
RV (Model 2018 and newer) 72 (loan below $10,000) 7.340% 7.695%
RV (Model 2018 and newer) 144 (minimum $10,000 loan) 7.840% 8.036%
RV (Model 2018 and newer) 180 (minimum $25,000 loan) 7.840% 7.906%
RV (Model 2017 and older) 72 (loan below $10,000) 8.340% 8.699%
RV (Model 2017 and older) 144 (minimum $10,000 loan) 8.840% 9.041%
RV (Model 2017 and older) 180 (minimum $25,000 loan) 8.840% 8.908%