Loan Rates

Subject to credit approval. Select learn more for terms and details.

LOAN TYPE TERM LENGTH RATE (AS LOW AS) APR (AS LOW AS)
Auto/Truck Rates (Model 2022 and newer) 36 6.740% 6.965%
Auto/Truck Rates (Model 2022 and newer) 60 6.990% 7.130%
Auto/Truck Rates (Model 2022 and newer) 72 7.290% 7.409%
Auto/Truck (Model 2020 - 2021) 36 7.000% 7.225%
Auto/Truck Rates (Model 2020 - 2021) 60 7.000% 7.140%
Auto/Truck Rates (Model 2020 - 2021) 72 7.490% 7.609%




Loan Type Loan to Value (LTV) APR (As Low As)
Home Equity Line of Credit (HELOC) 80% LTV or less 8.500%
Home Equity Line of Credit (HELOC) 90% LTV 8.500%
Home Equity Line of Credit (HELOC) 100% LTV 8.750%


Loan Type Loan to Value (LTV) APR (As Low As)
5 Year HELOC Fixed 80% LTV or Less 9.000%
5 Year HELOC Fixed 90% LTV 9.250%
5 Year HELOC Fixed 100% LTV 90% LTV 11.250%


Options Credit Limit APR Annual Fees
Platinum Rate $1,000 - $50,000 11.90% - 17.90% None
Platinum Reward $1,000 - $50,000 14.90% - 17.90% None
Platinum WAVE Cash Back $5,000 - $50,000 17.90% None
Fresh Start $1,000 to $3,000 17.90% $100


Loan Type Term Length Rate (As Low As) APR (As Low As)
Personal Loan (minimum amount $3,001) 36 - 60 9.750% 11.998%


Loan Type Term Length Rate (As Low As) APR (As Low As)
Personal line of Credit (starting at $1,000 limit) Revolving line of credit 10.240% - 17.990% 10.240% - 17.990%


Loan Type Term Length Rate (As Low As) APR (As Low As)
Motorcycle Cruiser (Model 2022 and newer) 36 6.740% 6.965%
Motorcycle Cruiser (Model 2022 and newer) 60 6.990% 7.130%
Motorcycle Cruiser (Model 2022 and newer) 72 7.290% 7.409%
Motorcycle Cruiser (Model 2020-2021) 36 7.000% 7.225%
Motorcycle Cruiser (Model 2020-2021) 60 7.000% 7.140%
Motorcycle Cruiser (Model 2020-2021) 72 7.490% 7.609%


Loan Type Term Length Rate (As Low As) APR (As Low As)
Boat (Model 2017 and newer) 144 (minimum $10,000 loan) 7.840% 8.036%
Boat (Model 2017 and newer) 180 (minimum $25,000 loan) 7.840% 7.906%
Boat (Model 2016 and older) 144 (minimum $10,000 loan) 8.840% 9.041%
Boat (Model 2016 and older) 180 (minimum $25,000 loan) 8.840% 8.908%


Loan Type Term Length Rate (As Low As) APR (As Low As)
RV (Model 2017 and newer) 72 (loan below $10,000) 7.340% 7.695%
RV (Model 2017 and newer) 144 (minimum $10,000 loan) 7.840% 8.036%
RV (Model 2017 and newer) 180 (minimum $25,000 loan) 7.840% 7.906%
RV (Model 2016 and older) 72 (loan below $10,000) 8.340% 8.699%
RV (Model 2016 and older) 144 (minimum $10,000 loan) 8.840% 9.041%
RV (Model 2016 and older) 180 (minimum $25,000 loan) 8.840% 8.908%