Loan Rates

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Subject to credit approval. Select learn more for terms and details.

LOAN TYPE TERM LENGTH RATE (AS LOW AS) APR (AS LOW AS)
Auto/Truck Rates (Model 2023 and newer) 36 5.290% 5.513%
Auto/Truck Rates (Model 2023 and newer) 60 5.590% 5.728%
Auto/Truck Rates (Model 2023 and newer) 72 5.740% 5.857%
Auto/Truck (Model 2021 - 2022) 36 5.890% 6.113%
Auto/Truck Rates (Model 2021 - 2022) 60 5.890% 6.028%
Auto/Truck Rates (Model 2021 - 2022) 72 6.040% 6.157%




Loan Type Loan to Value (LTV) APR (As Low As)
Home Equity Line of Credit (HELOC) 80% LTV or less 7.750%
Home Equity Line of Credit (HELOC) 90% LTV 7.750%
Home Equity Line of Credit (HELOC) 100% LTV 8.000%


Loan Type Loan to Value (LTV) APR (As Low As)
5 Year HELOC Fixed 80% LTV or Less 6.500%
5 Year HELOC Fixed 90% LTV 6.990%
5 Year HELOC Fixed 100% LTV 90% LTV 6.990%


Options Credit Limit APR Annual Fees
Platinum Rate $3,000 - $50,000 11.90% - 17.90% None
Platinum Reward $2,000 - $50,000 14.90% - 17.90% None
Platinum WAVE Cash Back $2,000 - $50,000 17.40% None
Fresh Start $2,000 to $3,000 17.90% $100


Loan Type Term Length Rate (As Low As) APR (As Low As)
Personal Loan (minimum amount $3,001) 18 - 60 8.990% 9.075%


Loan Type Term Length Rate (As Low As) APR (As Low As)
Personal line of Credit (starting at $1,000 limit) Revolving line of credit 10.240% - 17.990% 10.240% - 17.990%


Loan Type Term Length Rate (As Low As) APR (As Low As)
Motorcycle Cruiser (Model 2023 and newer) 36 5.290% 5.513%
Motorcycle Cruiser (Model 2023 and newer) 60 5.590% 5.728%
Motorcycle Cruiser (Model 2023 and newer) 72 5.740% 5.857%
Motorcycle Cruiser (Model 2021-2022) 36 5.890% 6.113%
Motorcycle Cruiser (Model 2021-2022) 60 5.890% 6.028%
Motorcycle Cruiser (Model 2021-2022) 72 6.040% 6.157%


Loan Type Term Length Rate (As Low As) APR (As Low As)
Boat (Model 2018 and newer) 144 (minimum $10,000 loan) 7.340% 7.534%
Boat (Model 2018 and newer) 180 (minimum $25,000 loan) 7.340% 7.502%
Boat (Model 2017 and older) 144 (minimum $10,000 loan) 8.340% 8.507%
Boat (Model 2017 and older) 180 (minimum $25,000 loan) 8.340% 8.407%


Loan Type Term Length Rate (As Low As) APR (As Low As)
RV (Model 2018 and newer) 72 (loan below $10,000) 6.840% 7.193%
RV (Model 2018 and newer) 144 (minimum $10,000 loan) 7.340% 7.534%
RV (Model 2018 and newer) 180 (minimum $25,000 loan) 7.340% 7.405%
RV (Model 2017 and older) 72 (loan below $10,000) 7.840% 8.197%
RV (Model 2017 and older) 144 (minimum $10,000 loan) 8.340% 8.538%
RV (Model 2017 and older) 180 (minimum $25,000 loan) 8.340% 8.407%