Competitive Auto Loan Rates & Flexible Terms with Florida Credit Union
APR as Low as 5.73%¹
Make No Payments for 90 Days²
Get up to a $400 Rebate³
Use Promo Code: AUTO25
Hit the Road with FCU Auto Loans
Whether you're shopping for a new or used vehicle or looking to refinance your current auto loan, Florida Credit Union has you covered. With competitive rates, flexible terms, and special offers, you'll be cruising in your dream car in no time.
- Finance new or used cars, trucks, and SUVs
- Refinance your auto, boat, or RV loan from another lender
- Choose your perfect repayment term from 36-84 months
- Enjoy a 90-day deferred payment option²
- Save on interest with competitive rates
DISCLOSURES
Subject to credit approval.
1. APR = Annual Percentage Rate. Payment quoted is based on a 72-month auto loan of $25,000 with an interest rate of 5.59%, a 5.73% APR, a $411.29 payment, a $4,612.68 finance charge, and a 100% loan-to-value (LTV); $0 down. $100 loan processing fee. LTV over 100% subject to 0.25 rate increase. Your rate will be determined by your credit rating, loan term, year and mileage of the automobile, and any auxiliary products. Minimum interest rate 5.09% (with 36 month term). Maximum interest rate 15.34%. Vehicle must be 2024 or newer for this rate. Motorcycle rate for cruisers only. Other motorcycle rates may be higher. This discount promotion cannot be combined with other Florida Credit Union promotions. Rates effective as of 04/28/2025. Minimum loan amount $5,000. Maximum loan amount $50,000.
2. Offer for auto, SUV and truck loans only. Payments may be deferred for the first 90 days; interest accrues from inception. Minimum credit score applies.
3. Existing FCU vehicle loans are not eligible for refinancing. Rebate based upon total loan amount. Cash back bonus is considered interest and will be reported on IRS form 1099-INT.