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Holiday Schedule

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Florida Credit Union Follows the Calendar Set by the Federal Reserve:

2026 Holiday Closings:

  • New Year's Day – Thursday, January 1, 2026
  • Martin Luther King Jr. Day – Monday, January 19, 2026
  • President's Day – Monday, February 16, 2026
  • Memorial Day – Monday, May 25, 2026
  • Juneteenth National Independence Day – Friday, June 19, 2026
  • Independence Day – Saturday, July 4, 2026
  • Labor Day – Monday, September 7, 2026
  • Columbus Day/Indigenous Peoples' Day – Monday, October 12, 2026
  • Veterans Day – Wednesday, November 11, 2026
  • Thanksgiving Day – Thursday, November 26, 2026
  • Christmas Day – Friday, December 25, 2026


Even when our branches are closed, you can access your accounts through Online Banking, by calling Flora®, and through our ATM network.

Flip Flops, a towel, and sunglasses next to a pool

Why so Many Holidays?

Ever wonder why banks and credit unions are closed on certain holidays while schools and businesses remain open? It’s simple! Financial institutions like Florida Credit Union are closed because the Federal Reserve is closed. Banks and credit unions perform services that involve the Federal Reserve. Whether that’s ACH (Automated Clearing House) transactions (mobile check deposit, peer-to-peer transactions, etc.) or wire transfers, the Federal Reserve’s closures due to federal holidays mean financial institutions are unable to perform the aforementioned services.

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