Savings

Personal savings accounts are the backbone of your Florida Credit Union membership. They help your money grow by paying interest on deposit, provide overdraft protection, and give you long-term financial stability by offering a place to save money for life's unexpected twists and turns.

When you're a parent, life is all about teachable moments. At Florida Credit Union, we can help you educate your kids about money management with our financial products and education tools that are sure to please any parent. 

We are currently offering growth-focused Youth Savings accounts for young savers.

Teens aged 16 and older can open Youth Checking accounts, which include a free Visa® debit card and a selection of special saving account options.

How can you avoid the annual November anxiety of not having enough money for the holiday season? The secret is to open a Holiday Club Account and make regular deposits throughout the year. Your balance builds up, and in November it's transferred directly to your checking - right when you need it.

• No minimum opening balance
• No minimum balance for dividends, compounded quarterly

Where do you want to wander? Whether it's Italy or India, the Alps or the Everglades, Florida Credit Union's Vacation Club Accounts can help cover those travel costs. Start making deposits now, and you'll receive half your balance in June and the other half in July, right when you're ready to pack your bags. Vacation Club Accounts are also great for stowing away money for the slow summer months, particularly for teachers or employees of seasonal businesses.

• No minimum opening balance
• No minimum balance for dividends, compounded quarterly

Looking for a way to grow your savings faster, without any investment risk? Florida Credit Union's Money Market Accounts offer higher interest rates than most regular savings accounts. Our members can earn monthly dividends by maintaining a balance of $2,500.

Ask Florida Credit Union representatives about other savings options. Certificates of Deposit can offer high yields and guaranteed returns. Individual Retirement Accounts provide tax benefits as they help you save for your golden years. Smart investors have a portfolio that includes a variety of savings and investment accounts.