July Special: Get 4x points on gas and at restaurants

& 2x points on everything else!¹

Offer available with Platinum Wave Cash Back or Rewards Visa®²

Apply Now
Visa Rewards
Florida Credit Union Branch

About Florida Credit Union

Serving Members Since 1954

Florida Credit Union serves our members and communities with efficient, convenient services and quality products that meet their everyday and long term financial needs.

Why FCU?

  • Member-Owned
  • 24/7 Access
  • Better Rates
  • Community Focused
  • Free Checking
  • Much More

Our Featured Rates

Subject to credit approval. Select learn more for terms and details.

Welcome, Digital Academy!

FCU’s new Digital Academy collects all our digital tutorials into one place to help you learn how to use our digital banking services. 

Get Up to $400 to Refinance an Auto Loan

Get up to $400 when you bring an auto loan from another lender to Florida Credit Union.

Join a Credit Union that Gives Back!

Since our founding in 1954 as a teacher's credit union, Florida Credit Union has been a community leader focused on helping people, charities and businesses.

Loyal member, Amy Evans

Amy Evans

Ocala • Member for 20+ years

"We started a youth account for our 9-year-old daughter a couple of years ago to begin teaching her about different ways to manage her money, how to save and how to better prepare her for her financial future."

Loyal member, Demarcus Graham

Demarcus Graham

Lake City • Member for 10+ years

"Going through dialysis and getting on a transplant list is financially taxing and expensive. I would come here, deposit the check, and it would hit my account that day... It took a lot of stress off of me."

Loyal business member, Michael Beard

Michael Beard

President • Elevated Design & Construction

"One thing I love about working with Florida Credit Union is you get an opportunity to share your vision, you get an opportunity to share your goals, and they’re going to try to figure out how to make those goals happen."

News & Events

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1. Earned points will be posted to cardholder accounts within 4-6 weeks. Using your FCU Platinum Wave or Platinum Rewards Card, earn quadruple the points on gas and at restaurants and double the points on all other purchases. Cash back is only available for FCU Platinum Wave Card holders. This offer is available for a limited time: July 1st, 2024 to July 31st, 2024. Consumer credit cards only; excludes business credit cards. Points cannot exceed 15,000.

2. Subject to credit approval. See card agreements for details: