Visa® Summer Promotion

Up to 5x Points!¹

Make every sunny day even more rewarding. Your everyday purchases can earn extra points just by using your FCU Visa® Rewards Credit Card.

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Florida Credit Union Branch

About Florida Credit Union

Serving Members Since 1954

Florida Credit Union serves our members and communities with efficient, convenient services and quality products that meet their everyday and long term financial needs.

Why FCU?

  • Member-Owned
  • 24/7 Access
  • Better Rates
  • Community Focused
  • Free Checking
  • Much More
Join FCU Today About us

Our Featured Rates

5/1 Adjustable Rate Mortgage (ARM)

APR as low as

6.259%

Interest rate as low as 5.875%

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Home Equity Line of Credit

Intro APR

5.99%

for 6 months

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Certificate Specials

7 month CD APY

4.20%

CD or IRA CD

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Certificate Specials

13 month CD APY

4.25%

CD or IRA CD

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Subject to credit approval. Select learn more for terms and details.

TWO ACCOUNTS. ONE BIG BONUS.

Looking to grow your savings and earn some extra cash along the way? 

You can earn up to $600 by opening these two accounts with Florida Credit Union.

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FCU Local Heroes™ Program

Florida Credit Union is proud to recognize the dedication of first responders, teachers, medical professionals, and military personnel through our FCU Local Heroes™ program. As a token of our appreciation, eligible heroes can receive a $575 lender credit at closing² on their first mortgage. It’s our way of saying thank you and supporting your journey to homeownership.

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Get Up to $400 to Refinance an Auto Loan

Get up to $400 when you bring an auto loan from another lender to Florida Credit Union.

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Board of Directors Position

The Board of Directors is seeking applicants for a Director’s Position on the Florida Credit Union Board. Applications accepted through August 31st. For more information, please email - Carla.Dicks@flcu.org

Florida Credit Union bylaws state vacancies shall be filled by appointment. No election will be held.
 

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Loyal member, Amy Evans

Amy Evans

Ocala • Member for 20+ years

"We started a youth account for our 9-year-old daughter a couple of years ago to begin teaching her about different ways to manage her money, how to save and how to better prepare her for her financial future."

Loyal member, Demarcus Graham

Demarcus Graham

Lake City • Member for 10+ years

"Going through dialysis and getting on a transplant list is financially taxing and expensive. I would come here, deposit the check, and it would hit my account that day... It took a lot of stress off of me."

Loyal business member, Michael Beard

Michael Beard

President • Elevated Design & Construction

"One thing I love about working with Florida Credit Union is you get an opportunity to share your vision, you get an opportunity to share your goals, and they’re going to try to figure out how to make those goals happen."

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DISCLOSURES

1. Offer valid for Wave Rewards, Platinum Rewards, Platinum Wave, and Select™ Visa Signature® cardholders from July 1 through September 2, 2025. Business credit cards are excluded. Maximum bonus award per account is 15,000 points (equivalent to $150). Bonus points will be posted to cardholder accounts within 4–6 weeks after the promotion ends. Promotional 3x, 4x, and 5x points earning rates are not in addition to your standard points rate. Promotional earning rates represent an upgraded earning rate that replaces your card’s regular points rate for qualifying purchases during the promotional period. For example, if your card normally earns 2x points on certain purchases and you qualify for 4x points during the promotion, you will earn 4x, not 6x, for those purchases. Annual Percentage Rate (APR) on purchases and balance transfers are currently the APRs set forth in the credit card agreements. Visit flcu.org/RewardsHQ for full terms and agreement details.


2. "FCU Local Heroes™" lender credit program: Available to first responders, teachers, licensed medical professionals, and military personnel (active and veterans) for a purchase or no-cash back refinance, first portfolio and FNMA mortgage applications. Brokered loans are not eligible. This program offers a credit at closing of $575. Eligibility requirements apply. This offer is subject to change without notice. Other terms and conditions may apply. Available for new applications submitted on 1/1/2025 and forward.