Welcome to Florida Credit Union
and Congratulations on Your New Ride!
We’re excited to help you hit the road with your new vehicle. Thank you for choosing Florida Credit Union for your auto loan — we’re proud to be your financial partner.
This page is designed to make getting started simple. Here you’ll find everything you need to:
Make your loan payments
Set up Online & Mobile Banking
Enroll in convenient automatic payments
Learn how you could earn up to $300 when you open a free Florida Credit Union checking account1
Be sure to watch your mailbox for your official welcome letter with important account details. In the meantime, we’re here to help every mile of the way.
Making Your Loan Payment Is Easy
Smooth payments for a smooth ride ahead.
Paying your auto loan should be straightforward — just like enjoying your new vehicle. At Florida Credit Union, you have several convenient options so you can choose what works best for your schedule and style of banking:
Drive-Through Digital
Fastest & Most Convenient
Log into FCU Anywhere online or on your mobile device
Go to Transfer & Pay and select Transfers to send money from your FCU checking or savings
You can also choose Transfer & Pay > Pay Loan from Another Institution if you’re paying from an external account
This keeps everything in one place — see your loan balance, schedule a payment, and track activity all in one secure dashboard
Automatic Payments
Set It and Forget It
Want payments handled for you? We can help you set up automatic ACH debit from another bank if that’s easier. Just provide your routing and account number or contact us/visit a branch to get started.
Other Ways to Pay
Add FCU as a Payee through your external bank’s online bill pay — use your FCU loan account number to set this up. To find this number in FCU Anywhere, select your loan account and then choose Account Details.
Mail in a Payment to our processing address — please allow extra delivery time.
Mail payments using the following address:
Florida Credit Union - Attention: Payment Processing
P.O. Box 5549,
Gainesville, FL 32627.
Please note: payments received by mail are subject to delivery time.Visit a Branch in person to make a payment with a team member.
Need a Hand Along the Way?
If you have questions or just want help making your payment, Flora® — our virtual assistant — is ready to help. Think of Flora as your co-pilot for your new auto loan. You can call or chat and simply say: “I’d like to make a loan payment.” Flora can guide you through the steps and help you get where you need to go — quickly and easily.
Take the Driver’s Seat with FCU Anywhere
Manage your new auto loan anytime, anywhere — right from your phone or computer.
With FCU Anywhere Digital Banking, you’re always in control. View your loan balance, make payments, set up automatic transfers, and monitor your accounts — all in one secure place. Whether you’re at home or on the go, managing your new vehicle loan is quick, simple, and convenient.
Getting started only takes a few minutes, and we’ve created a step-by-step interactive guide to walk you through the registration process.
Why Enroll in FCU Anywhere?
Check your auto loan balance and payment due date
Make one-time or recurring payments
Set up automatic payments for peace of mind
Access your accounts 24/7
Use Mobile Banking to manage everything on the go
You’ve got places to be — let’s make managing your loan the easiest part of the journey.
Don’t Leave $300¹ in the Rearview Mirror
A great ride deserves great rewards — get more from your money with checking designed for your journey.
Now that you’re behind the wheel of your new vehicle, it’s time to put your financial life in gear. With a Florida Credit Union free checking account, you get everyday convenience plus the opportunity to earn up to $3001 when you meet the bonus requirements — helping you shift your savings into high gear.
Whether you're filling up at the pump, paying for maintenance, or planning your next road trip, our checking account gives you the tools to manage your money easily and confidently.
What You’ll Enjoy with your FCU Checking Account
$300 bonus offer when you qualify1
No monthly maintenance fee
Convenient debit card for everyday spending
Easy online and mobile access
Reliable support from a credit union that cares
Easy bill pay on your auto loan.
Driving your financial goals forward starts with a simple step — open checking and steer toward rewards.
Keep Moving Forward with More from FCU
Your journey doesn’t stop with your auto loan — we’re here for every mile ahead.
Now that you’re on the road with your new vehicle, Florida Credit Union can help power the rest of your financial journey. Whether you're planning your next big purchase, managing everyday expenses, or growing a business, we offer smart solutions designed to keep you moving confidently forward.
FCU Credit Cards
Boost Your Buying Power on the Road and Beyond
Whether you’re fueling up, planning a getaway, or managing everyday spending, an FCU credit card gives you flexibility, value, and security every mile of the way. With options for cash back, rewards, low rates2, and credit building, you can choose a card that matches your lifestyle and goals. Most come with no annual fee3, contactless pay, and mobile wallet support — making every purchase easier and safer.
FCU Mortgages
Drive Toward Your Dream Home
If a new home is your next big turn, Florida Credit Union can help make the journey smoother. As a full-service mortgage lender, we offer solutions for first-time homebuyers, existing homeowners, and investors — from fixed-rate mortgages4 and adjustable-rate mortgages (ARM)5 to options tailored to your unique needs. With personalized support and competitive financing, we’ll help you navigate buying or refinancing with confidence.
FCU Personal Loans
Flexible Funds for Life’s Next Mile
Life doesn’t always go perfectly straight — and sometimes you need financial flexibility along the way. FCU personal loans offer competitive fixed rates6, customizable terms, and fast, secure online applications for everything from debt consolidation to home improvements or unexpected expenses. Whether your credit is strong or rebuilding, there’s a solution designed to keep you moving forward2.
FCU Business Services
Fuel Your Business Ambitions
If you’re running or growing a business, Florida Credit Union offers services to support your financial journey. Benefit from local decision-making, flexible loan options, and business-focused accounts designed to help your enterprise thrive. From everyday banking to commercial lending and business credit solutions, we’re here to help you accelerate your success.
DISCLOSURE
1. Offer can be canceled at any time. Free membership is open to anyone within Florida Credit Union’s 48 county field of membership. Anyone who has held a checking account with FCU in the past 24 months will not qualify for the incentive. Must be 18 years old or older to qualify. One bonus per household. Credit approval and initial $5 open deposit required. $500 cumulative direct deposit amount must be made to this account within the first 60 days of account opening. Your direct deposit needs to be an electronic deposit of your paycheck, pension, or government benefit (such as SSI) from your employer or the government. Person-to-person payments (such as Cash App, Venmo, or PayPal) are not considered a direct deposit. If the requirements are met and the account remains open and in good standing for 90 days, the $300 will be credited to the account. $300 is considered interest and will be reported on IRS form 1099-INT.
2. Subject to credit approval.
3. $100 fee on Fresh Start Card
4. Fixed-Rate First Mortgage- Terms are 10, 15, 20 and 30 years. Maximum loan amount is $832,750. Credit approval and other restrictions apply.
5. Adjustable Rate Mortgage (ARM) loan terms are 15, 20, and 30 years amortization. ARM rates are subject to change during term of loan. Maximum amount for conventional loan is $1,665,500. Jumbo loans-call for details.
6. The specific rate and term will be dependent upon your credit rating.