Visa Credit Cards

Women having coffee and paying with a FCU credit card

Visa® Credit Cards from FCU

0% intro APR for 12 months on purchases¹

Increase your spending power with a credit card from Florida Credit Union!  With our selection of Visa® Platinum cards, you'll enjoy great benefits, including the ability to transfer existing balances onto your new card with no balance transfer fee. You could also receive 0% interest for up to 12 monthson most cards. 

Experience the perks of Visa® Platinum Credit Cards from FCU:

  • No annual fee
  • No balance transfer fees
  • Choose from lowest rate or rewards including cash back
  • 24/7 customer service
  • Online account management
  • Online protection through Verified by Visa®
  • Added security through fraud and transaction alerts
  • Tap-to-pay contactless technology
  • Instant issue credit cards are available on site in any FCU branch

Select the card that is perfect for you! Learn more below:

  • Platinum Rate Credit Card: For those who prefer a non-variable low rate.
  • Platinum Rewards Credit Card: For those who prefer a card offering rewards.
  • Wave Platinum Credit Card: For those who prefer a low variable rate with rewards, including cash back!

Get started with a new FCU Visa® Credit Card today by visiting your local branch, giving us a call, or applying online

If you want to pay off credit card debt faster, a balance transfer is a great option. Consolidate multiple credit cards into one monthly payment, and pay it off faster with a balance transfer to a new or existing Florida Credit Union credit card that features a low rate.  


1. Subject to credit approval. Offer subject to change at any time. 0.00% Introductory APR on new purchases for 12 monthly billing cycles following the issuance of the account. After that, your Platinum Rate APR will vary based on your creditworthiness and card type. 0% introductory interest rate only available for new cards only; new cards cannot be used to pay off existing Florida Credit Union cards or loans; not available for the Fresh Start credit card. Introductory rate does not include cash advances nor balance transfers.  Annual Percentage Rate (APR) on purchases and balance transfers are currently the APRs set forth in the agreements below:

Platinum Rate Promo Credit Card Agreement
Platinum Rewards Promo Credit Card Agreement
Platinum Wave Promo Credit Card Agreement
Fresh Start Credit Card Agreement