Visa Credit Cards

Women having coffee and paying with a FCU credit card

Get More from Your Money with an FCU Visa® Card

When it comes to credit cards… you’ve got options. Upgrade to an FCU Visa® card and unlock better perks, rewards, and financial flexibility. With features like 12 months of 0% intro APR on purchases, no annual or balance transfer fees, and cash back rewards, our Visa cards give you the power to spend smarter.

  • No annual fees on most cards
  • 0% intro APR for 12 months on purchases
  • No balance transfer or cash advance fees
  • Cash back, points and low-rate options
  • Mobile wallet ready
  • Online card management
  • Easy card lock and unlock
  • Extra cards for additional users

One Size Doesn't Fit All. Good Thing We Offer Choices.

Platinum Rate

Simplicity and affordability unite. The Platinum Rate card gives you a low non-variable APR and no annual fee, for reliable savings day to day. Pay off balances effortlessly with this classic card.

Apply Now
Platinum Rewards

Let your spending pay off! The Platinum Rewards card allows you to earn points on purchases that can be redeemed for gift cards, merchandise, and more through the FCU Rewards HQ.

Apply Now
Platinum Wave Rewards & Cash Back

Enjoy maximum perks and secure a low non-variable rate. This card is a flexible financial option for savvy spenders.

Apply Now

If you want to pay off credit card debt faster, a balance transfer is a great option. Consolidate multiple credit cards into one monthly payment, and pay it off faster with a balance transfer to a new or existing Florida Credit Union credit card that features a low rate.  


1. Subject to credit approval. Offer subject to change at any time. 0.00% Introductory APR on new purchases for 12 monthly billing cycles following the issuance of the account. After that, your Platinum Rate APR will vary based on your creditworthiness and card type. 0% introductory interest rate only available for new cards only; new cards cannot be used to pay off existing Florida Credit Union cards or loans; not available for the Fresh Start credit card. Introductory rate does not include cash advances nor balance transfers.  Annual Percentage Rate (APR) on purchases and balance transfers are currently the APRs set forth in the agreements below:

Platinum Rate Promo Credit Card Agreement
Platinum Rewards Promo Credit Card Agreement
Platinum Wave Promo Credit Card Agreement
Fresh Start Credit Card Agreement