Enter to Win $200!
Welcome back, school staff! As a special thank you and to kick off the new school year, Florida Credit Union invites you to enter our Back-to-School Giveaway—10 lucky winners will each receive $200! Contest ends August 31, 2025. Winners will be notified by September 15, 2025. Select the button below to enter and view contest rules.
Celebrating School Staff with Better Banking
As another school year kicks off, Florida Credit Union is here help make your financial life a breeze. We've been proud supporters of teachers for over 70 years with top-notch products, convenience, and personalized service.
To show our appreciation, we've got some pretty special back-to-school offers lined up just for you!
$300 Cash Bonus¹ by opening a new checking account with select activities
As a token of our appreciation for your hard work in the classroom, we've got an exclusive deal just for you. For a limited time, when you open an FCU Full-Service Checking Account with direct deposit, you'll receive a $300 cash bonus!
- No minimum balance
- No monthly fee
- Free Visa® debit card with contactless tap-to-pay technology
- Free online and mobile banking
To qualify, make a single or combined direct deposit of $500 within 60 days of opening and keep your account open for at least 90 days. Use offer code: 25CHK300
Must not have opened a checking account in the last 24 months.
Drive into the School Year with Savings
Whether you're cruising to school in a new ride or refinancing your car for extra savings every month, we've got you covered with competitive rates, flexible payment terms, and a speedy online application process.
- Make no payments for 90 days2
- Match or beat your current rate
- And earn up to $4003 back when you refinance your auto, boat, or RV loan with us
Smart Spending Starts with Our Educator-Friendly Credit Card
Find the card to fit your needs, while saving on monthly interest and fees! Choose from three no annual fee options: get our lowest rate for balance carryovers or apply for one of our Rewards cards to earn gifts or cash back. Prepare for a fresh start while rebuilding your credit with our Fresh Start card4.
- No annual fee on most cards
- Online account management
- Extra security features such as card lock and unlock
Mortgages, Refinancing, and Home Equity Options
As a school employee, you work tirelessly to inspire and shape the lives of others. At Florida Credit Union, we believe you deserve a home that serves as your personal haven and a financial solution that supports your dreams.
Savings Account Options for Every Stage of Life
We all have unique savings goals. That's why FCU offers a variety of savings account options designed to help you and your loved ones build a strong financial foundation.
- Holiday Club Savings Account: Save for holiday expenses throughout the year. Your balance automatically transfers to your checking account in November, right in time for holiday shopping.
- Vacation Club Savings Account: Save regularly – receive half your balance in June and the other in July
- Youth Savings Account: this account offers a 2% APY⁵ on balances up to $750, with no minimum or monthly fee, and a free piggy bank for young savers aged 0-9
DISCLOSURES
1. Offer can be canceled at any time. Free membership is open to anyone within Florida Credit Union’s 48 county field of membership. Anyone who has held a checking account with FCU in the past 24 months will not qualify for the incentive. Must be 18 years old or older to qualify. One per household. Credit approval and initial $5 open deposit required. $500 cumulative direct deposit amount must be made to this account within the first 60 days of account opening. Your direct deposit needs to be an electronic deposit of your paycheck, pension, or government benefit (such as SSI) from your employer or the government. Person-to-person payments (such as Cash App, Venmo, or PayPal) are not considered a direct deposit. If the requirements are met and the account remains open and in good standing for 90 days, the $300 will be credited to the account. $300 is considered interest and will be reported on IRS form 1099-INT.
2. Offer for auto, SUV, and truck loans only. Payments may be deferred for the first 90 days; interest accrues from inception. Subject to credit approval.
3. Existing FCU vehicle loans are not eligible for refinancing. Rebate based upon total loan amount.
4. $100 annual fee on Fresh Start Card. Subject to credit approval. Offer subject to change at any time. Full card agreements are available here.
5. Annual Percentage Yield (APY) is effective as of 5/28/2025 and subject to change at any time. Balances $750 and above will earn 0.15% APY. Fees may reduce earnings. $5 share savings account required for membership. One account per qualified youth member. Learn more about membership eligibility requirements.