For a limited time only, for the first 6 months receive:
5.99% APR¹
Afterwards, rates as low as
7.50% APR¹
Minimum $10,000
On top of a great rate, take advantage of:
- No closing costs for loans $10,000 minimum loan amount²
Make It Possible
WITH A HOME EQUITY LINE OF CREDIT!
As a homeowner, you're in a great position to use the hard-earned value from the equity you've established.
If you could use some additional funds, a home equity line of credit may be a good option for you. This revolving line of credit allows you to apply for only one loan, yet experience the flexibility to borrow again and again. You pay interest only on the amount borrowed. In addition, enjoy purchasing convenience when linking your home equity line of credit to a Visa® credit card! Plus, since HELOCs have an interest rate typically lower than credit cards or personal loans, they are a great way to consolidate debt into one manageable payment. Ask us how!
Home Equity Loan and Line of Credit Calculators
DISCLOSURES
1. APR = Annual Percentage Rate. Your rate may be higher based on your creditworthiness and property valuation. Minimum loan amount $10,000. No closing costs with $10,000 minimum loan amount; conditions apply. Title insurance for loans $250,000 and greater paid by member. Rate quoted is as of 4/03/2025, based on a HELOC with a 10-year draw period, 20-year repayment period and a Loan-to-Value (LTV) up to 80%. The HELOC rate is a variable rate and is based on Wall Street Journal Prime. Minimum APR 7.50% - Maximum APR 12.00%. For example, a $25,000 10-year Home Equity Line of Credit with a 7.50% rate and an 80% Loan-to-Value (LTV) will have an APR of 7.50%, 120 payments of $297.05; total finance charges of $10,646.10 for a total payment of $35,646.10. Rates will be no less than Florida Credit Union’s minimum interest rate. This discount promotion cannot be combined with other Florida Credit Union promotions. Limited time offer and subject to change without notice.
2. No closing costs with $10,000 minimum loan amount; conditions apply. Title insurance for loans $250,000 and greater paid by member.
3. The calculators found on this page are for information purposes only. While the results of the calculators may be generally accurate, the results do not reflect any specific Credit Union accounts, loans or other products or services and may not exactly match the calculation methods used by the Credit Union (or any third party) for accounts, loans or other products or services. These calculators should be used only for general informational purposes and should not be relied on for any specific transaction.