Limited-Time 5-Year Fixed HELOC Special
As low as 5.50% APR¹
Spring is a great time to put your home’s equity to work. Through March 31, take advantage of FCU’s limited-time 5-Year Fixed HELOC Special so you can access funds for the things that matter most. Use it to consolidate higher-rate debt, tackle home improvement projects, or cover seasonal expenses with a predictable fixed rate.
Home Equity Loan and Line of Credit Calculators²
DISCLOSURES
1. APR = Annual Percentage Rate. 5.50% APR is available for well-qualified borrowers with a minimum 720 credit score on a 5-year (120-month) Home Equity Line of Credit Loan up to 90% Loan-to-Value (LTV). Offer valid through March 31, 2026. Your rate may be higher based on your credit worthiness and property valuation. Title insurance for loans $250,000 and greater paid by member. Rate quoted is as of 03/04/2025, based on a HELOC with a 1-year draw period, 5-year repayment period, and a Loan to- Value (LTV) up to 90%. Minimum APR 5.50% - Maximum APR 12.865%. Minimum loan amount is $5,000. For example, a $15,000 5-year Home Equity Line of Credit with a 5.50% interest rate and a Loan-to-Value (LTV) up to 90% will have an APR of 5.50%, 60 payments of $286.60, total finance charges of $2,196.12 for a total payment of $17,196.12. Rates subject to change at any time. Rates will be no less than Florida Credit Union’s minimum interest rate. This discount promotion cannot be combined with other Florida Credit Union promotions.
2. The calculators found on this page are for information purposes only. While the results of the calculators may be generally accurate, the results do not reflect any specific Credit Union accounts, loans or other products or services and may not exactly match the calculation methods used by the Credit Union (or any third party) for accounts, loans or other products or services. These calculators should be used only for general informational purposes and should not be relied on for any specific transaction.