Love at first drive? We'll help with an auto loan.
Perks of going with FCU:
When every penny counts, we can help you save with a rate that fits your budget.
Choose the loan repayment timeline that best fits your budget, from 36 to 84 months.
Get driving right away while delaying your first payment by up to 90 days.
Receive financing to cover the full cost of your new or used vehicle purchase.
Know your budget before negotiating with a pre-approval before you head to the dealership.
Finance the car you want, new or used, with loan options tailored for your situation.
Need a little guidance?
Skip the Awkward Negotiation Stress
Buying a car can feel confusing—especially when everyone’s trying to sell you something.
That’s why our free Auto Advisor Service gives you insider tips before you visit the dealership. We help you understand pricing, spot unnecessary add-ons, and know what’s negotiable—so you stay in control of the deal.
Think of us as your car-buying cheat code.
Got Questions? Let’s Talk IRL.
Sometimes it’s easier to talk face-to-face.
Stop by any of our 13 North & Central Florida branches to get real answers to your car-buying questions—from loan options to next steps. No pressure, no sales talk—just help when you need it.
Run the Numbers
Not sure what you want to spend yet? Totally normal.
This calculator lets you test out payments, loan terms, and budgets so you can shop with confidence and avoid surprises later.
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DISCLOSURES
Subject to credit approval.
1. No payment for 90 days: Offer for auto, SUV and truck loans only. Payments may be deferred for the first 90 days; interest accrues from inception. Minimum credit score applies.