member surrounded by cash

Get a $300 Bonus!¹

Value packed checking

Now is the time to switch with FCU's $300 new checking account opening bonus!

FCU checking accounts feature no monthly fee, no minimum balance, free debit card and more!

Just follow these steps:

  1. Open a free personal full-service checking account
  2. Make a single or direct deposit of $500 within 60 days of opening, and
  3. Keep account open for at least 90 days

Use promo code: 24CHK300

mature couple

Choose Your Term On CDs

5.20% APY² CD Special for 7 months

When you have cash you can set aside for several months, you'll benefit from Florida Credit Union's CDs.  We have various CD terms with corresponding rates, starting with a $1,000 minimum deposit. For the savings goals you wish to reach, CDs are a smart, low-risk method of reaching them.


Limited time offer that can be cancelled at any time. Free membership is open to anyone within Florida Credit Union’s 48 county field of membership. Credit approval and initial $5 share deposit required. 

1. Anyone who has held a checking account with FCU in the past 24 months will not qualify for the incentive. Must be 18 years of age or older to qualify for this offer. One per household. $500 cumulative direct deposit amount must be made to this account within the first 60 days of account opening. Your direct deposit needs to be an electronic deposit of your paycheck, pension or, government benefit (such as SSI) from your employer or the government. Person-to-person payments (such as Cash App, Venmo or PayPal) are not considered a direct deposit. If the requirements are met and the account remains open and in good standing for 90 days, the $300 reward will be made available to the member. $300 is considered interest and will be reported on IRS form 1099-INT. Prior terms subject to change. Full-service checking includes direct deposit, Visa debit card, online banking, and eStatements. Cash back bonuses are considered interest and will be reported on IRS form 1099-INT. 

2.Annual Percentage Yield (APY) is accurate as of 5/16/2024. Terms, restrictions and conditions apply. See share certificate agreement for current rates, terms and requirements. Must be funded with money currently not on deposit at Florida Credit Union. Minimum balance to open share certificate varies per certificate with a maximum of $5,000,000. After maturity, if you choose to roll over your CD, you will earn dividends according to the CD agreement or at the then current APY as stated on at that time. Limited time offer subject to change at any time without notice. A penalty may be imposed for early withdrawals which may reduce earnings. Fees or other conditions may reduce earnings. Fees are subject to change. See separate fee schedule for more details. Refer to the Membership and Account Agreement which can be obtained at any branch or viewed online for specific terms and conditions of the accounts.