Introducing FCU Select™ Visa Signature® Card
MAXIMIZE REWARDS ON EVERYDAY SPENDING.
- Earn unlimited cash back up to 2%1
- No Annual Fee2
- Earn 15,000 points3 after spending $3,000 with the first 90 days
- $5,000 starting credit limit
- Works with Google Pay™, Apple Pay™ & Samsung Pay™
- Card management features like block/unblock, transaction alerts and more
Earn Faster on Everyday Purchases
Heading to the grocery store? Need a fill-up? Need a prescription refill? Or, meeting friends at your favorite restaurants? We’ve got you covered with FCU’s Select™ Visa Signature® card. You will accelerate your earnings with the following categories:
2% (2 points per $1) on gas and groceries
1.5% (1.5 points per $1) on pharmacy, health services, and restaurants including fast foods
1% (1 point per $1) on all other purchases
Simplified Reward Program with Cash Back only option
Get to know the Signature suite of benefits.
The Florida Credit Union Select™ Visa Signature® card gives you access to unique cardholder benefits:
Travel perks:
Visa Signature Luxury Hotel Collection, Visa Signature Concierge, car rental discounts, and more!
24/7 Visa Concierge:
Travel bookings, event tickets, dining reservations, and more.
Enhance security:
Chip technology, Zero Liability Policy, and 24/7 claims support.
Traditional Visa benefits are also included.
DISCLOSURES
Credit Card Agreement
Opening Disclosures:
1. Available on select merchant categories. Earn 2% cash back on Gas and Grocery purchases. Florida Credit Union does not control how merchants are categorized for rewards purposes. For example, a large retail outlet may not be assigned a “grocery” merchant category code, but instead a “retailer” code. Reward points are not earned on balance transfers, cash advances, fees, interest charges, or unauthorized/fraudulent transactions.
2. No annual Fee. The variable APR for purchases and balance transfers is 16.65%–17.90%, based on creditworthiness. These APRs may vary with the market based on the Prime Rate. The cash advance APR is 17.90%. If interest is charged, the minimum interest charge is $1.50. The balance transfer fee is 3% of each transfer or $5, whichever is greater. The cash advance fee is 3% of each advance or $5, whichever is greater. The foreign transaction fee is 1% of each transaction in U.S. dollars. Rates and terms are accurate as of 09/21/2026 and are subject to change. Free membership is open to anyone within Florida Credit Union’s 48-county field of membership. Visit flcu.org/about/information/membership/ for other qualifying ways to join. Approval is required. If approved, members must maintain a minimum $5 balance in savings.
3. Only applicable on new Select™ Visa Signature® credit cards. Cardholder must spend $3,000 within the first 90 days of account opening to qualify. Balance transfers and cash advances do not count toward the $3,000 spending requirement. Bonus points will be processed after the 90-day qualification period ends and will post to the account within 4 weeks.