Business Savings

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business owners happy to have business savings accounts with FCU

Business Savings

Contributing to savings can help meet cash flow and growth needs

FCU offers Business Savings, Money Market accounts, or Business Certificates of Deposit (CDs) at market-leading rates and convenient 24/7 access to your accounts. Plus, your funds are insured by the NCUA¹.

Business Savings Accounts

This is a popular choice for business owners who want to steadily save for future expenses or specific goals.

  • No minimum deposit
  • No service fees
  • Minimum of $500 to earn dividends 
  • Free eStatements
  • Enjoy easy access to your funds with FCU Anywhere mobile and online banking
  • Use your Business Savings account as overdraft protection for your FCU Checking Account


Business Money Market Accounts

Tiered structure, so you earn more when you save more.

  • Get tiered interest rates that increase with your balance
  • Free online banking
  • Free eStatements
  • Direct check-writing ability 
  • Minimum to earn interest is $2,500


Certificates of Deposits

Save with peace of mind

When you have cash you can set aside for several months or even years, you'll benefit from Florida Credit Union's CDs. They offer competitive yields without the risk of other investments.

  • Lock in a guaranteed competitive rate²
  • Choose terms from 6 to 65 months
  • Start with a minimum balance of only $1000
  • Funds are insured by the NCUA



DISCLOSURES

UNLAWFUL INTERNET GAMBLING NOTICE

Restricted transactions as defined in Federal Regulation GG are prohibited from being processed through any FCU commercial account or relationship. Restricted transactions generally include, but are not limited to, those in which credit, electronic fund transfers, checks or drafts are knowingly accepted by gambling businesses in connection with the participation by others in unlawful Internet gambling.


Rates subject to change at any time.


Refer to the Membership and Account Agreements which can be obtained at any branch or viewed online for specific terms and conditions of the accounts. Fees or other conditions may reduce earnings. Fees are subject to change. See separate fee schedule for details.


1. Insured by the NCUA protect up to $250,000 per account holder.

2. We may impose a penalty if you withdraw funds from your account before the maturity date. The penalty will be a loss of number of days of interest earned equivalent.