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Florida Credit Union Blog

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Main Site Search for Mobile
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Two-Factor Authentication and FCU Anywhere

Security is one of the most important things to us at Florida Credit Union. Amidst a period of common fraudulent activity, ensuring our members are safe is our utmost priority. 

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Your Year in Review – 12 Months to Financial Fitness

What a year! It’s officially our final installment in our 12 Months to Financial Fitness series.

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Making Adjustments to Your Budget – 12 Months to Financial Fitness

2022 is nearly at an end! If you've been following along with our 12 Months to Financial Fitness series this year, the budget we created back in February could use some updating.

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Filter and Search FLCU Blog
Financial Advice

What is a FICO® Credit Score and Why Should You Care?

If you’ve ever applied for a loan, you know about the value that financial institutions place on your credit score. While far from the only factor that is evaluated, your credit score provides lenders with quick insight into your financial history. A credit score is derived from your credit report, which you can think of as your history with credit: your payment history, how long you’ve had credit, your utilization and much more.

Financial Advice

Why Are Banks and Credit Unions Closed on Federal Holidays?

Ever wonder why banks and credit unions are closed on certain holidays while schools and businesses remain open? It’s simple! Financial institutions like Florida Credit Union are closed because the Federal Reserve is closed.

Financial Advice

4 Steps to Rebuild Your Credit and Qualify for a Personal Loan

Rebuilding your credit score can be more complicated than starting from scratch, mainly because you have to prove to credit card issuers and lenders that you can and will make future payments despite slip-ups in the past. If you're not sure where to start, follow our four-step plan to begin your journey toward financial freedom.

Auto

4 Reasons Why You Should Refinance Your Auto Loan Today

Let’s talk about one of the most important purchases you’ve made — your vehicle. It gets you to work every day and is your designated road trip buddy, not to mention all the little errands it helps you cross off your to-do list. There’s just one catch. That new or new-to-you car came with a hefty monthly payment

Students

5 Financial Tips for When You Turn 18

Turning 18 is a huge milestone! There’s probably a lot on your mind right now: high school graduation, decisions about whether or not to go to college and becoming an adult in the eyes of society. You’re likely not thinking too much about money and financial independence. Everyone’s situations are different, but here are a few financial tips on things to start thinking about or habits to develop early.

Security

Preventing Fraud for Seniors (and Others!)

Each year, hundreds of thousands of seniors in the U.S. fall victim to fraud. Since they’re more likely to have savings and their oft more trusting and polite natures, they make attractive targets to scammers.

Financial Advice

5 Things You Need To Know Before Applying for a Loan

If you’re ready to make the next big-ticket purchase in your life, there are loans available to help you get there. From mortgages for your dream home to auto loans, personal loans or student loans, achieving your next milestone could be within your reach.

Financial Advice

Mid-Year Financial Check-In

An integral part of successful financial planning is reviewing your financial health a few times a year. Doing so can help you evaluate progress on your goals as well as make changes if necessary. If you haven’t made a financial plan or set goals for yourself this year, it’s not too late to start! 

Mortgage

What is a mortgage loan? Buying your home and understanding the process

If you’ve come here to start your homebuying journey, congratulations! This is an exciting yet nerve-wracking process for first-time homebuyers, but the rewards are worth it. Before you jump on Zillow to start house hunting, there are some things you can do to better prepare for any curveball that might come your way. We’re here to help guide you through the process, from defining what a mortgage is to closing on your next humble abode.

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Connecting your money to your life

Florida Credit Union offers valuable banking solutions including checking accounts, savings accounts, CDs, money market accounts, auto loans, mortgages and much more. Bank online, with our mobile app, or visit one of our conveniently located branches in Gainesville, Ocala, Lake City, Starke and DeLand.

Address:
P.O. Box 5549, Gainesville, FL 32627

Email:
askfcu@flcu.org

Phone Number:
(800) 284-1144

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