Auto Loans

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Earn a bonus up to $400¹ when you Refinance Today

Lower rate. Get Cash out. Reduce your payments. Whatever the reason, FCU can help with our competitive rates and easy application process. Use promo code: Auto24

Why Refinance?

 Let us help you pay off your existing loan and put more money in your pocket with our competitive vehicle loan refinancing rates. Because our members are owners, we’re able to pass along our profits to you through better rates.  Besides FCU's cash bonus offer, you can benefit from refinancing in multiple ways:

Lower Interest Rate

If your financial and credit situations have improved since you took out the original loan, you could qualify for a lower interest rate. 

Lower Your Payment

Refinancing your loan may result in lower payments each month with a lower rate or if you decide to extend your loan term. 

Get Cash Out

You can also refinance a larger amount than your existing loan balance if you need to get some extra funds for a certain expense or to pay off more expensive debt.


Subject to credit approval. 

1. Existing FCU vehicle loans are not eligible for refinancing. Rebate based upon total loan amount. Cash back bonuses are considered interest and will be reported on IRS form 1099-INT.