Competitive Auto Loan Rates & Flexible Terms with Florida Credit Union

Rates as Low as 5.99%¹

Make No Payments for 90 Days²

Get up to a $400 Rebate³

Hit the Road with FCU Auto Loans

Whether you're shopping for a new or used vehicle or looking to refinance your current auto loan, Florida Credit Union has you covered. With competitive rates, flexible terms, and special offers, you'll be cruising in your dream car in no time.

  • Finance new or used cars, trucks, and SUVs 
  • Refinance your auto, boat, or RV loan from another lender
  • Choose your perfect repayment term from 36-84 months
  • Enjoy a 90-day deferred payment option²
  • Save on interest with competitive rates

car keys

Shop with confidence knowing you've got the financing you need. Apply now for pre-approval and hit the dealership ready to drive away in your dream car.

Apply Now 


  1. Rate quoted is based on a 72-month auto loan of $25,000 with an interest rate of 6.59%, a 6.732% APR (APR = Annual Percentage Rate), a $423.01 payment, a $5,456.40 finance charge and a 100% loan-to-value (LTV); $0 down. Your rate will be determined by your credit rating, loan term, and year and mileage of the automobile. Minimum APR 6.09% (with 36-month term). Maximum APR 17.9%. Vehicle must be 2023 or newer for this rate. Motorcycle rate for cruisers only. Other motorcycle rates may be higher. This discount promotion cannot be combined with other Florida Credit Union promotions. $100 loan processing fee. Rates effective as of 05/29/2024. Minimum loan amount $5,000. Maximum loan amount $50,000.
  2. Offer for auto, SUV and truck loans only. Payments may be deferred for the first 90 days; interest accrues from inception.
  3. Existing FCU vehicle loans are not eligible for refinancing. Rebate based upon total loan amount.