Florida Credit Union Fee Schedule
If you're interested in taking advantage of any Florida Credit Union personal, business or general services, keep in mind these fees will apply. Effective 5/1/2025.
ACCOUNT SERVICES | ACCOUNT DETAILS |
|---|---|
| ACH Processing Error Fee | $3.00 per error |
| ATM Card Replacement | $5.00 |
| ATM Usage Fee (Unlimited with $2,500 on deposit) | 8 free per month, $1.00 thereafter |
| Minimum Balance Fee – Savings | $5.00 | waived with a $300 combined deposit balance or active loan or checking |
| Paper Statement Fee | $3/month or FREE with e-Statement |
| Bill Pay Next Day Payment | $14.95 |
| Bounce Free Protection Fee | $35.00 per presentment |
| Loan Payment Chargeback Fee | $15.00/per presentment | One (1) occurrence free per year |
| Check (Debit) Card Replacement (Damaged or Stolen) | $10.00 |
| Check (Debit) Card Replacement (Lost) | $25.00 |
| Check (Debit) Card Replacement Express/Priority Shipping | $15.00 |
| Check Cashing Fee (No Charge with $1,000 on deposit or loan) | $3.00 |
| Non-Member Check Cashing Fee | $5/check |
| Check Copies (free through home banking) | $5/copy |
| Check Printing (Ordering) | $15 and Up (depending on checks selected) |
| Early Account Closure Fee (if closed within 6 months) | $20.00 |
| Excessive Savings Withdrawal Fee (No charge with $1,000 deposit) | 2 free, $2.00 thereafter |
| Inactive Account Fee | $15/month |
| Inactive Checking Fee | $15/month |
| NSF Chargeback Fee | $15.00/per presentment | One (1) occurrence free per year |
| NSF Fee (Insufficient Funds) | $35.00/per presentment |
| P2P One (1) Day Delivery | $5.00 |
| P2P Request Funds | $1.00 |
| Research/Account Assistance | $50/hour |
| Sales Draft Copy | $5/item |
| Stop Payments | $35.00 |
| Temporary Checks | $2/set of 4 checks |
| Transfer Fee (free with home banking) | $5.00 |
GENERAL SERVICES | ACCOUNT DETAILS |
|---|---|
| Bad Address Fee | $6/month |
| Cashier's Check | $7/item |
| Coin Processing Fee | 7% of amount processed or free with membership |
| Deposit Verification | $25.00 |
| Foreign Item Collection Fee | $5.00 |
| Garnishments, Levies | $100.00 |
| History Printout | $5/page |
| Wire Transfer, Incoming Domestic | $15 |
| Wire Transfer, Incoming International | $35 |
| Wire Transfer, Outgoing Domestic | $25 |
| Money Orders | $7/item |
| Notary | $5.00 |
| Photocopies | $1.50/page |
| POS Transactions | No Charge |
| Replacement Check Fee | $15.00 |
| Safe Deposit Boxes | $35.00/per year - 3x5 |
| Signature Guarantee | $20.00 |
| Statement Copies (free through home banking) | $5/page |
| Wire Trace | $25.00 |
| Visa Gift Card | $2.95 |
BUSINESS SERVICES | ACCOUNT DETAILS |
|---|---|
| Check/Withdrawals | 225 free, $0.05 thereafter |
| Coin Request | $0.10/roll |
| Currency Request | $0.40/strap |
| Deposit Carriers | 10 free, $0.25 thereafter |
| Deposits | 225 free, $0.10 thereafter |
| Item Processing | 225 free, $0.05 thereafter |
| Night Deposit Key | 2 free, $5.00 thereafter |
| Strapped Cash Deposits | $0.50 each |
| Wire Transfer, Outgoing International ($1,000 min) | $50.00 |