Our calculator provides the information you need.

The decision whether to refinance a home loan isn’t always an easy one. Yes, you might be able to save hundreds of dollars in monthly payments or “cash out” and obtain extra money for other uses. But you need to consider other factors, such as whether interest rates have dropped significantly since you obtained your current mortgage; the balance and length of time left on your current loan; and how long it might take you to recoup the closing costs on a new loan. This calculator can help you decide if it’s the right time to refinance.

The calculators found on this page are for information purposes only.   While the results of the calculators may be generally accurate, the results do not reflect any specific Credit Union accounts, loans or other products or services and may not exactly match the calculation methods used by the Credit Union (or any third party) for accounts, loans or other products or services.  These calculators should be used only for general informational purposes and should not be relied on for any specific transaction.

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