Before you house-hunt, get a sense of what you can afford.

There can be a lot of uncertainty when you apply for a home loan to buy a home. It helps to understand how lenders look at applications. A key factor is the loan-to-value ratio, which measures the size of your mortgage compared to the market value of the house you are buying. Most lenders want that ratio above 80%. A sizable down payment can help you reach this goal. As you use this calculator, you will see your monthly debt load and salary are also considered when lenders determine your maximum mortgage size.

The calculators found on this page are for information purposes only.   While the results of the calculators may be generally accurate, the results do not reflect any specific Credit Union accounts, loans or other products or services and may not exactly match the calculation methods used by the Credit Union (or any third party) for accounts, loans or other products or services.  These calculators should be used only for general informational purposes and should not be relied on for any specific transaction.

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