Here to help you hit the road
  • Low interest rates
  • Flexible repayment terms
  • Free purchasing advice
  • TrueCar Car Buying Service

At Florida Credit Union, we do more than provide financing. We can help steer you all the way through the purchasing process, which is why we partner with TrueCar, an online car buying resource to help you shop with confidence and ease. 

And even then, our service doesn’t stop. Whether you need a loan for a car, truck, or SUV, we have options with competitive interest rates that are often lower than traditional banks.​


Shop and price match from the comfort of your home when you use Florida Credit Union's Online Car Buying Service, powered by TrueCar, to purchase a new or used vehicle.  

  • Save money. Get special member-only savings on New and select Used cars. Save an average of $1,824 off MSRP* on new cars. Lock in your Guaranteed Savings off MSRP.
  • Save time at the dealership or "Buy from Home". Search and price compare in advance for your next vehicle.
  • Get real pricing on local dealer inventory. See what others paid for the new car you want, and quickly find below-market priced pre-owned inventory before going to the dealership  

*Between 1/1/21 and 12/31/21, the average savings off MSRP experienced by consumers who connected with a TrueCar Certified Dealer through a TrueCar-powered auto buying program and who were identified as buying a new vehicle from that Certified Dealer was $1,824. Your actual savings may vary based on multiple factors, including the vehicle you select, region, dealer, and applicable vehicle-specific manufacturer incentives, which are subject to change. The MSRP is determined by the manufacturer and may not reflect the price at which vehicles are generally sold in the dealer’s trade area, as many vehicles are sold below MSRP. Each dealer sets its own pricing.

Head to the dealership with financing in hand. Florida Credit Union's loans can save you hundreds, maybe even thousands, of dollars on your new or used vehicle.

  • Low-interest vehicle loans for cars, trucks, SUVs and vans.
  • A  variety of loan repayment terms tailored to your budget
  • Financing for both new and used vehicles
  • Convenient refinancing options available

There's a lot to learn about buying a new or used vehicle, and Florida Credit Union is here to help.

  • We take pride in turning our members into educated consumers.
  • Our Auto Advisor Service starts before you even start visiting showrooms.
  • We can teach you how to save money and get the vehicle you want at the right price.
  • You'll gain a competitive edge with tips about negotiating in high-pressure situations.
  • The Auto Advisor Service is completely free. It's another valuable benefit that puts FCU members on the road to financial success.

Refinancing your auto loan from another institution to Florida Credit Union can help you save money on the vehicle you already own. You could potentially cut thousands from the final cost of your vehicle, drastically reduce your monthly payment, and reduce or extend the refinancing term to better suit your financial needs.

Click here to learn more about the process and how you can save money each month. 

After you buy, it's time to protect your investment. FCU offers three types of coverage for every vehicle we finance. Guaranteed Asset Protection (GAP), Mechanical Repair Coverage and Payment Protection Insurance can all help safeguard you against financial hardship.



The calculators found on this page are for information purposes only. While the results of the calculators may be generally accurate, the results do not reflect any specific Credit Union accounts, loans or other products or services and may not exactly match the calculation methods used by the Credit Union (or any third party) for accounts, loans or other products or services. These calculators should be used only for general informational purposes and should not be relied on for any specific transaction.

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