Work with Florida Credit Union to secure your financial future.
  • Solid returns on Money Market Accounts
  • Many Certificate of Deposit choices
  • Individual Retirement Accounts have tax benefits
  • Free professional investing advice

You don't have to be a Wall Street whiz to create a solid investment portfolio. Florida Credit Union's Member Service Specialists can put you on course for a comfortable future. Whether you're planning for college, saving to buy a home, looking ahead to retirement, or simply looking forward to a special trip, we can help you meet your needs and make your dreams come true.

Stay in total control of your money. With Florida Credit Union's flexible CD offerings, you choose the investment term.

  • CDs ranging from 6 months to 5 years
  • $1,000 minimum deposit
  • Regular and IRA certificates
  • View our competitive rates

Are you looking to earn a higher interest rate than your savings account offers? Consider Money Market accounts, which offer better yields and no risk. All investments are insured by the National Credit Union Administration.

  • $2,500 minimum investment
  • Tiered rates mean bigger balances pay higher returns
  • Easy access to money*
  • Free Online Banking, Mobile Banking and eStatements
  • Free Visa Debit Card with chip technology
  • Surcharge-free ATM transactions**
  • View our competitive rates

Whether you're just starting your career or you have spent several decades on the job, your retirement years will be here before you know it. With an IRA, you can save for your golden years and possibly enjoy a range of tax benefits.

  • Traditional IRAs can offer tax deductions each year you make a contribution***
  • Roth IRAs allow you to withdraw your retirement money tax-free
  • IRAs can also be used to cover higher education expenses
  • Choose from IRA Savings or IRA Certificate accounts

For more information, please see the below eBrochures for more details:


An IRA can help you save more for retirement.


Save for your retirement with a Traditional IRA.


Prepare for your future
with a Roth IRA.


Move retirement savings without losing tax benefits.


Is it time to cash in on your retirement savings?


Understand your beneficiary distribution options.


Help the child in your life achieve a bright future.


There's a plan for your business.

Find the right retirement plan for your business.



Florida Credit Union has partnered with CUSO Financial Services, L.P. to offer complete financial services to our members. From setting up an IRA, to developing a comprehensive plan for a multi-million dollar estate, to simply reviewing your portfolio, we'll help you identity your goals and customize your portfolio. Click here for more information.

Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA / SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.

Financial Advisors are registered to conduct securities business and licensed to conduct insurance business in limited states. Response to, or contact with, residents of other states will be made only upon compliance with applicable licensing and registration requirements. The information in this website is for U.S. residents only and does not constitute an offer to sell, or a solicitation of an offer to purchase brokerage services to persons outside of the United States.

CFS representatives do not provide tax or legal guidance. For such guidance please consult with a qualified professional. Information shown is for general illustration purposes and does not predict or depict the performance of any investment or strategy. Past performance does not guarantee future results.


*No more than six (6) preauthorized, automatic, telephone or internet transfers and withdrawals may be made from this account to another account of yours or to a 3rd party in any month. If you exceed these limitations, transactions may be denied or your account may be subject to a fee.

**Offer good on all Florida Credit Union Checking and Savings accounts. Transactions must be made in the United States, and not valid on cruise ships, casinos and international transactions. Must submit receipts within 90 days of surcharge for rebate to be processed. FCU transaction fees may apply. Refer to the FCU fee schedule for additional information.

***Consult your tax advisor for the tax benefits that apply to your funds.

Cross Promotions

Mobile Deposit

Deposit checks with our app and a couple of quick snaps.

Online Bill Pay

Pay your bills quickly and efficiently using our Online Bill Pay.