As a homeowner, you're in a great position to use the hard-earned value from the equity you've established.

If you could use some additional funds, a home equity line of credit may be a good option for you. This revolving line of credit allows you to apply for only one loan, yet experience the flexibility to borrow again and again. You pay interest only on the amount borrowed. In addition, enjoy purchasing convenience when linking your home equity line of credit to a Visa® credit card!

For a limited time only, receive:
3.99% APR for the first 12 months

Afterwards, rates as low as: 6.75% APR*
$5,000 min and $200,000 max

On top of a great rate, take advantage of:

– No closing costs for loans $10,000+

– Up to 100% financing

Access our helpful home equity calculators.



*Your rate may be higher based on your credit worthiness and property valuation. Subject to credit approval. No closing costs with $10,000 minimum loan amount. Title insurance for loans $250,000 and greater paid by member. APR = Annual Percentage Rate. 3.99% promo APR for Loan-to-Value (LTV) up to 80%. Rate quoted is as of 10/24/2022 and based on a HELOC with a 10-year draw period, 20-year repayment period. The HELOC rate is a variable rate and is based on Wall Street Journal Prime plus .50. Minimum APR 6.75% - Maximum APR 12.00%. For example, a $25,000 10- year Home Equity Line of Credit with a 6.75% interest rate will have an APR of 6.750%, 120 payments of $9,447.23 for a total payment of $34,477.23. Rates will be no less than Florida Credit Union’s minimum interest rate. This discount promotion cannot be combined with other Florida Credit Union promotions. Limited time offer and subject to change without notice.

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