Fee Schedule

If you're interested in taking advantage of any Florida Credit Union personal, business or general services, keep in mind these fees will apply. Effective 2/1/2023.

Account Services	Account Details
ATM Card Replacement	$5.00
ATM Usage Fee (Unlimited with $2,500 on deposit)	8 free per month, $1.00 thereafter
Minimum Balance Fee – Savings	$5.00 | waived with a $300 combined deposit balance or active loan or checking
Paper Statement Fee	$3/month of FREE with e-Statement
Excessive Days Negative	$25/day after 15 calendar days negative
Bill Pay Next Day Payment	$14.95
Bounce Free Protection Fee	$29.00 per presentment
Loan Payment Chargeback Fee	$15.00/per presentment | One (1) occurrence free per year
Check (Debit) Card Replacement (Damaged or Stolen)	$10.00
Check (Debit) Card Replacement (Lost)	$25.00
Check (Debit) Card Replacement Express/Priority Shipping	$15.00
Check Cashing Fee (No Charge with $1,000 on deposit or loan)	$3.00
Non-Member Check Cashing Fee	$5/check
Check Copies (free through home banking)	$5/copy
Check Printing (Ordering)	$15 and Up (depending on checks selected)
Early Account Closure Fee (if closed within 6 months)	$20.00
Excessive Savings Withdrawal Fee (No charge with $1,000 deposit)	2 free, $2.00 thereafter
Inactive Account Fee	$15/month
Inactive Checking Fee	$15/month
NSF Chargeback Fee	$15.00/per presentment | One (1) occurrence free per year
NSF Fee (Insufficient Funds)	$29.00/per presentment
P2P One (1) Day Delivery	$5.00
P2P Request Funds	$1.00
Research/Account Assistance	$50/hour
Sales Draft Copy	$5/item
Stop Payments	$35.00
Temporary Checks	$2/set of 4 checks
Transfer Fee (free with home banking)	$5.00

General Services	Account Details
Bad Address Fee	$15/month
Cashier's Check	$7/item
Coin Processing Fee	7% of amount processed or free with membership
Deposit Verification	$25.00
Foreign Item Collection Fee	$5.00
Garnishments, Levies	$100.00
History Printout	$5/page
Wire Transfer, Incoming Domestic	$15
Wire Transfer, Incoming International	$35
Wire Transfer, Outgoing Domestic	$25
Money Orders	$7/item
Notary	$5.00
Photocopies	$1.50/page
POS Transactions	No Charge
Replacement Check Fee	$15.00
Safe Deposit Boxes	$35.00/per year - 3x5 $45.00/per year - 5x5 $55.00/per year - 3x10 $70.00/per year - 5x10 $90.00/per year - 10x10
Signature Guarantee	$20.00
Statement Copies (free through home banking)	$5/page
Wire Trace	$25.00
Visa Gift Card	$2.95

Business Services	Account Details
Check/Withdrawals	225 free, $0.05 thereafter
Coin Request	$0.10/roll
Currency Request	$0.40/strap
Deposit Carriers	10 free, $0.25 thereafter
Deposits	225 free, $0.10 thereafter
Item Processing	225 free, $0.05 thereafter
Night Deposit Key	2 free, $5.00 thereafter
Strapped Cash Deposits	$0.50 each
Wire Transfer, Outgoing International ($1,000 min)	$50.00