Florida Credit Union Fee Schedule

If you're interested in taking advantage of any Florida Credit Union personal, business or general services, keep in mind these fees will apply. Effective 5/30/2022.

Account Services Account Details
ATM Usage Fee (Unlimited with $2,500 on deposit) 8 free per month, $1.00 thereafter
Early Account Closure Fee (if closed within 6 months) $20.00
Excessive Savings Withdrawal Fee (No charge with $1,000 deposit) 2 free, $2.00 thereafter
Inactive Account Fee $15/month
Inactive Checking Fee $15/month
Make a FCU Loan Payment via Web/Phone $5.00
Minimum Balance Fee – Savings $5.00 or waived with a $300 combined deposit balance or active loan or checking
Paper Statement Fee $3/month or FREE with e-Statement
Research/Account Assistance $50/hour
Sales Draft Copy $5/item
Stop Payments $35.00
Transfer Fee (free with home banking) $5.00
Online Banking Account Details
Bill Pay Fee No charge with usage or $5/month
Bill Pay Next Day Payment $14.95
P2P One (1) Day Delivery $5.00
P2P Request Funds $1.00
Overdraft Fees & Overdraft Protection Account Details
Bounce Free Protection Fee $41.00
Chargeback Check Fee  $41.00/per presentment or $15/per presentment if CB CK does not bring account negative
Excessive Days Negative $25/day after 15 calendar days negative
Loan Payment Chargeback Fee $15.00
Non-Sufficient Funds (NSF ) Fee $41.00/per presentment
Card Services Account Details
ATM Card Replacement $5.00
Check (Debit) Card Replacement (Damaged or Stolen) $10.00
Check (Debit) Card Replacement (Lost) $25.00
Check (Debit) Card Replacement Express/Priority Shipping $15.00
Visa® Gift Card $2.95
Checks & Check Cashing Account Details
Cashier's Check $7/item
Check Cashing Fee (No Charge with $1,000 on deposit or loan) $3.00
Check Copies (free through home banking) $5/copy
Check Printing (Ordering) $15 and Up (depending on checks selected)
Non-Member Check Cashing Fee $5/check
Replacement Check Fee $15.00
Temporary Checks $2/set of 4 checks
General Services Account Details
Bad Address Fee $15/month
Checks by Phone $10.00 or free online
Coin Processing Fee 7% of amount processed or free with membership
Deposit Verification $25.00
Foreign Item Collection Fee $5.00
Garnishments, Levies $100.00
History Printout $5/page
Money Orders $7/item
Notary $5.00
Payments via debit card $25.00 or $5.00 online
Photocopies $1.50/page
POS Transactions No Charge
Safe Deposit Boxes $35.00/per year - 3 x 5
$45.00/ per year - 5 x 5
$55.00/ per year - 3 x 10
$70.00/ per year - 5 x 10
$90.00/ per year - 10 x 10
Signature Guarantee $20.00
Statement Copies (free through home banking) $5/page
Wire Trace $25
Wire Transfer, Incoming Domestic $15
Wire Transfer, Incoming International $35
Wire Transfer, Outgoing Domestic $25
Business Services Account Details
Check/Withdrawals 225 free, $0.05 thereafter
Coin Request $0.10/roll
Currency Request $0.40/strap
Deposits 225 free, $0.10 thereafter
Deposit Carriers 10 free, $0.25 thereafter
Wire Transfer, Outgoing International Wires ($1,000 min.) $50.00
Item Processing 225 free, $0.05 thereafter
Night Deposit Key 2 free, $5.00 thereafter
Strapped Cash Deposits $0.50 each

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