Florida Credit Union Fee Schedule

If you're interested in taking advantage of any Florida Credit Union personal, business or general services, keep in mind these fees will apply. Effective 2/2/2019.

Account Services Account Details
ATM Usage Fee (Unlimited with $2,500 on deposit) 8 free per month, $1.00 thereafter
Chargeback Fee $15.00
Early Close Fee (if closed within 6 months) $20.00
Excessive Savings Withdrawal Fee 2 free, $2.00 thereafter (No charge with $1,000 deposit)
Inactive Account Fee $15.00/month
Inactive Checking Fee $15.00/month
Lifeline Banking Service Fee $10.00/month or $1,000 combined deposit balance or active loan
Make an FCU Loan Payment via Web/Phone $5.00
Minimum Balance Fee – Savings Waived with combined deposits of $300 or active loan
NSF Chargeback Fee $41.00
NSF Fee (Insufficient Funds) $41.00
Paper Statement Fee $3.00/month
Research/Account Assistance $50/hour
Sales Draft Copy $5/item
Stop Payments $35.00
Transfer Fee (free with home banking) $5.00
Online Banking Account Details
Bill Pay Fee No charge with usage or $5/month
Bill Pay Next Day Payment $14.95
POP Money One (1) Day Delivery $5.00
POP Money Request Funds $1.00
Overdraft Fees & Overdraft Protection Account Details
Bounce Free Protection $41.00
Excessive Days Negative $25/day after 15 calendar days negative
Card Services Account Details
ATM Card Replacement $5.00
Check (Debit) Card Replacement (Damaged or Stolen) $10.00
Check (Debit)Card Replacement (Lost) $25.00
Visa® Gift Card $2.95
Checks & Check Cashing Account Details
Cashier's Check $7.00
Check Cashing Fee (No Charge with $1,000 on deposit or loan) $3.00
Check Copies (free through home banking) $5.00/copy
Check Printing (Ordering) $15.00 and Up (depending on checks selected)
Non-Member Check Cashing Fee $5.00/check
Replacement Check Fee $15.00
Temporary Checks $0.50/check
General Services Account Details
Bad Address Fee $15/month
Checks by Phone $10.00 or free online
Coin Processing Fee 7% of amount processed
Deposit Verification $25.00
Foreign Item Collection Fee $5.00
Garnishments, Levies $100.00
History Printout $5.00/page
Money Orders $7.00/item
Notary $5.00
Payments via debit card $25.00 or $5.00 online
Photocopies $1.50/page
POS Transactions No Charge
Signature Guarantee $20.00
Statement Copies (free through home banking) $5.00/page
Telephone Transaction Request $5.00
Wire Trace $25.00
Wire Transfer, Incoming $15.00
Wire Transfer, Outgoing $25.00
Business Services Account Details
Check/Withdrawals 225 free, $0.05 thereafter
Coin Request $0.10/roll
Currency Request $0.40/strap
Deposits 225 free, $0.10 thereafter
Deposit Carriers 10 free, $0.25 thereafter
International Wires ($1,000 min.) $50.00
Item Processing 225 free, $0.05 thereafter
Night Deposit Key 2 free, $5.00 thereafter
Strapped Cash Deposits $0.50 each

Cross Promotions

Mobile Deposit

Deposit checks with our app and a couple of quick snaps.

Online Bill Pay

Pay your bills quickly and efficiently when you do it online.