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$300 Welcome Bonus on Us!¹

Just follow the steps below:

  1. Open a free personal full-service checking account
  2. Make a single or combined direct deposit of $500 within 60 days of opening
  3. Keep account open for at least 90 days

Your choice of value or interest-bearing checking. See our competitive yields for interest-bearing checking.²

  • No monthly maintenance fee
  • No minimum balance requirement²
  • Free Visa® debit card with contactless and EMV chip technology
  • Free membership & access to other FCU products and services

Use promo code: 24CHK300

Lock in a Guaranteed Rate!

For a limited time only, lock in a special rate! When your Certificate matures, you choose to withdraw your money or keep it deposited for another full term. Other CD rates and terms are available.

Florida Credit Union's New Wildwood Location!

Florida Credit Union (FCU) is excited to serve the Wildwood community at 5804 Seven Mile Dr. in front of the Publix Super Market at Trailwinds Village. FCU offers powerful banking solutions and next-level service. Get to know your local team and experience the credit union difference.

Member Benefits

  • Free membership
  • Mobile and online banking
  • Surcharge-free ATMs at all Publix locations
  • Convenient hours of operations
  • Free credit report analysis
  • Budgeting and savings tools

Lower Rates on Loans 

  • Auto, truck and SUV loans
  • Boat and RV loans
  • Credit cards
  • Home mortgage and equity loans
  • Personal loans and lines of credit
  • Business loans

Higher Yields on Deposits

  • Savings
  • Business and consumer checking
  • Money market
  • CDs and IRA CDs

Trailwinds Branch

Hours of Operation


Lobby Hours
Monday - Friday 9 a.m. to 6 p.m.
Saturday 9 a.m. to 1 p.m.

Drive Thru Hours
Monday- Friday 8 a.m. to 6 p.m.
Saturday 9 a.m. to 1 p.m.


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Offer can be cancelled at any time. Free membership is open to anyone within Florida Credit Union’s 48 county field of membership  1. Anyone who has held a checking account with FCU in the past 24 months will not qualify for the incentive. Must be 18 years of age or older to qualify for this offer. Credit approval and initial $5 open deposit required. $500 cumulative direct deposit amount must be made to this account within the first 60 days of account opening. Your direct deposit needs to be an electronic deposit of your paycheck, pension or, government benefit (such as SSI) from your employer or the government. Person-to-person payments (such as Cash App, Venmo or PayPal) are not considered a direct deposit. If the requirements are met and the account remains open and in good standing for 90 days, the $300 reward will be made available to the member. $300 is considered interest and will be reported on IRS form 1099-INT. Prior terms subject to change. Full-service checking includes direct deposit, Visa debit card, online banking, and eStatements. Cash back bonuses are considered interest and will be reported on IRS form 1099-INT. 2. Minimum to earn interest is $10,000 for the Interest-Bearing Checking. APY is Annual Percentage Yield. Interest credited monthly. Fees may reduce earnings.