Teacher in classroom

Celebrating School Staff with Better Banking

As another school year kicks off, Florida Credit Union is here help make your financial life a breeze. We've been proud supporters of teachers for 70 years with top-notch products, convenience, and personalized service.

To show our appreciation, we've got some pretty special back-to-school offers lined up just for you!

$300 Cash Bonus¹ by opening a new checking account with select activities

As a token of our appreciation for your hard work in the classroom, we've got an exclusive deal just for you. For a limited time, when you open an FCU Full-Service Checking Account with direct deposit, you'll receive a $300 cash bonus!

  • No minimum balance
  • No monthly fee
  • Free Visa┬« debit card with contactless tap-to-pay technology
  • Free online and mobile banking

To qualify, make a single or combined direct deposit of $500 within 60 days of opening and keep your account open for at least 90 days. Use offer code: 24CHK300 

Must not have opened a checking account in the last 24 months.

man with new car

Drive into the School Year with Savings

Whether you're cruising to school in a new ride or refinancing your car for extra savings every month, we've got you covered with competitive rates, flexible payment terms, and a speedy online application process.

  • Make no payments for 90 days2
  • Match or beat your current rate
  • And earn up to $4003 back when you refinance your auto, boat, or RV loan with us
woman with a credit card

Smart Spending Starts with Our Educator-Friendly Credit Card

Find the card to fit your needs, while saving on monthly interest and fees! Choose from three no annual fee options: get our lowest rate for balance carryovers or apply for one of our Rewards cards to earn gifts or cash back. Prepare for a fresh start while rebuilding your credit with our Fresh Start card4.

  • 0% Intro APR for 12 months on purchases5
  • No annual fee on most cards
  • No balance transfer fee
  • Online account management
  • Extra security features such as card lock and unlock
Family walking outside of home

Mortgages, Refinancing, and Home Equity Options

As a school employee, you work tirelessly to inspire and shape the lives of others. At Florida Credit Union, we believe you deserve a home that serves as your personal haven and a financial solution that supports your dreams.

  • Competitive rates and personalized service for mortgages
  • Refinancing options to help you save on your current mortgage
  • Loans to tap into your home's equity for extra funds
  • Expert guidance from our local mortgage and home equity team
holiday club and vacation club savings accounts

Savings Account Options for Every Stage of Life

We all have unique savings goals. That's why FCU offers a variety of savings account options designed to help you and your loved ones build a strong financial foundation.

  • Holiday Club Savings Account: Save for holiday expenses throughout the year. Your balance automatically transfers to your checking account in November, right in time for holiday shopping.
  • Vacation Club Savings Account: Save regularly – receive half your balance in June and the other in July
  • Youth Savings Account: this account offers a 2% APYon balances up to $750, with no minimum or monthly fee, and a free piggy bank for young savers aged 0-9

DISCLOSURES

1. Offer can be cancelled at any time. Anyone who has held a checking account with FCU in the past 24 months will not qualify for the incentive. Must be 18 years of age or older to qualify for this offer. Credit approval and initial $5 open deposit required. One per household. $500 cumulative direct deposit amount must be made to this account within the first 60 days of account opening. Your direct deposit needs to be an electronic deposit of your paycheck, pension or, government benefit (such as SSI) from your employer or the government. Person-to-person payments (such as Cash App, Venmo or PayPal) are not considered a direct deposit. If the requirements are met and the account remains open and in good standing for 90 days, the $300 reward will be made available to the member. $300 is considered interest and will be reported on IRS form 1099-INT. Prior terms subject to change.


2. Offer for auto, SUV, and truck loans only. Payments may be deferred for the first 90 days; interest accrues from inception. Subject to credit approval. 


3. Existing FCU vehicle loans are not eligible for refinancing. Rebate based upon total loan amount.


4. $100 annual fee on Fresh Start Card


5. 0.00% Introductory APR (Annual Percentage Rate) on new purchases only for 12 monthly billing cycles following the issuance of the account. After that, your Platinum Rate APR will vary based on your creditworthiness and card type. Min. 11.90% - Max. 17.90% APR introductory interest rate only available for new cards only; new cards cannot be used to pay off existing Florida Credit Union cards or loans; not available for the Fresh Start credit card. Introductory rate does not include balance transfers or cash advances. Subject to credit approval. Offer subject to change at any time. Full card agreements are available here.


6. Annual Percentage Yield (APY) is effective as of 5/16/2024 and subject to change at any time. Balances $750 and above will earn 0.15% APY. Fees may reduce earnings. $5 share savings account required for membership. One account per qualified youth member. Learn more about membership eligibility requirements.