Welcome back!
Thank you for helping students succeed
Florida Credit Union has served school employees for more than 68 years! In 2024, we are proud to continue providing educators and educational support staff with quality products, convenience, and personal service.
As a token of appreciation, we are offering special incentives including cash bonuses, low rates and other benefits to help you make the most of your finances.
Get $300 Cash Bonus
Limited Time Only
When you open a FCU Full Service Checking Account with direct deposit!1
- No minimum balance
- No monthly fee
- Free Visa® debit card with contactless tap-to-pay technology
- Free online and mobile banking
To open, make a single or combined direct deposit of $500 within 60 days of opening. Keep account open for at least 90 days.
Use offer code: 24CHK300
Affordable Vehicle Loans
with Flexible Payment Options
We offer competitive rates, flexible payments terms and an easy online application with quick processing times.
- Make no payments for 90 DAYS2
- Ask how we can match or beat your current rate!
- Refinancing? Get up to $4003 when you refinance your auto, boat or RV loan from another lender.
0% Intro APR for 12 months on purchases⁴
FCU's Platinum Rate Visa® credit card gives you the purchasing power you need paired with a low rate.
Whether you are transferring an existing balance, making a big purchase, or handling everyday expenses, save on interest and fees every month.
- No annual fee
- No balance transfer fee
- Optional rewards including cash back are available
Mortgages & Home Equity Loans
Our local mortgage experts are ready to help you find the best rate for your financial situation.
Also, if you are a homeowner in need of some extra funds, you may want to consider a home equity loan or a home equity line of credit.
Young Savers can earn 2% APY⁵ with a Youth Savings Account on balances up to $750!
- No minimum balance
- No monthly fee
- Kids aged 0-9 can get a free piggy bank at account opening
Holiday Club and Vacation Club
SAVINGS ACCOUNTS
Holiday Club Savings Account
Avoid the worry of not having enough money for the holiday season with a Holiday Club Savings Account! When you make regular deposits throughout the year, your balance will accrue and in November it's transferred directly to your checking account - just in time for the holidays!
Vacation Club Savings Account
A Vacation Club Savings Account can help you cover travel costs. Start making deposits now, and you'll receive half your balance in June and the other half in July, right as you're ready to pack your bags!
- No minimum balance
- No monthly fee
DISCLOSURES
1. Offer can be cancelled at any time. Free membership is open to anyone within Florida Credit Union’s 48 county field of membership. Anyone who has held a checking account with FCU in the past 24 months will not qualify for the incentive. Must be 18 years of age or older to qualify for this offer. Credit approval and initial $5 open deposit required. $500 cumulative direct deposit amount must be made to this account within the first 60 days of account opening. Your direct deposit needs to be an electronic deposit of your paycheck, pension or, government benefit (such as SSI) from your employer or the government. Person-to-person payments (such as Cash App, Venmo or PayPal) are not considered a direct deposit. If the requirements are met and the account remains open and in good standing for 90 days, the $300 reward will be made available to the member. $300 is considered interest and will be reported on IRS form 1099-INT. Prior terms subject to change. Full-service checking includes direct deposit, Visa debit card, online banking, and eStatements.
2. Offer for auto, SUV, and truck loans only. Payments may be deferred for the first 90 days; interest accrues from inception. Subject to credit approval. 3. Existing FCU vehicle loans are not eligible for refinancing. Rebate based upon total loan amount. Subject to credit approval.
4. 0.00% Introductory APR (Annual Percentage Rate) on new purchases only for 12 monthly billing cycles following the issuance of the account. After that, your Platinum Rate APR will vary based on your creditworthiness and card type. Min. 11.90% - Max. 17.90% APR introductory interest rate only available for new cards only; new cards cannot be used to pay off existing Florida Credit Union cards or loans; not available for the Fresh Start credit card. Introductory rate does not include balance transfers or cash advances. Subject to credit approval. Offer subject to change at any time. Full card agreements are available here.
5. Annual Percentage Yield (APY) is effective as of 2/8/2024 and subject to change at any time. Balances $750 and above will earn 0.15% APY. Fees may reduce earnings. $5 share savings account required for membership. One account per qualified youth member. Learn more about membership eligibility requirements.