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New in town? Let Florida Credit Union show you around.

We're saying WELCOME with a $300 bonus!¹

  1. Open a free personal full-service checking account
  2. Make a single or combined direct deposit of $500 within 60 days of opening, and
  3. Keep your account open for 90 days

All checking accounts come with no monthly fee, no minimum balance, a free debit card and more! Use promo code: 24CHK300

Access Your Money from Anywhere

With online and mobile banking, you can manage your finances on the go. Set up direct deposit, pay bills, transfer funds, and check balances anywhere anytime.

Loans That Work for You

Whether you need a new set of wheels or extra cash, we have auto loans, personal loans, and home equity loans with competitive rates. Once you bank with us, we’ll help you every step of the way.

Credit Cards with Options

With a range of credit card options, you can find the right fit for you. Whether you’re looking for the lowest rates, non-variable rates, cash back or other rewards or, simply no annual fees, we have a card that suits your needs.

FCU Group of Staff

Great Rates, Low Fees, and Flexible Terms

Our purpose at Florida Credit Union is to benefit the members and communities we serve. Because we’re owned by our members, we’re ensure our profits come back to you in the form of competitive rates, minimal fees, industry-leading technology, and efficient service.  Whether it’s helping you with everyday expenses, or achieving your long-term financial goals, we’re here to help every step of the way!

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Get started with a free account!

When you open an account with Florida Credit Union, you become a member and part owner of the credit union. Ready to experience the credit union difference? Connect with us online, through Flora® interactive chat, by phone, or in person at a branch near you.

Learn More About Membership
Smiling Group of People

Community-Driven Since 1954

As a member-owned institution, Florida Credit Union is invested in improving lives in the communities we serve. We've been rooted in this area since 1954, building long-lasting relationships generation after generation. Join us and connect with local bankers who understand what matters most to Floridians.


1. Limited time offer that can be cancelled at any time. Free membership is open to anyone within Florida Credit Union’s 48 county field of membership. Credit approval and initial $5 open deposit required. Anyone who has held a checking account with FCU in the past 24 months will not qualify for the incentive. Must be 18 years of age or older to qualify for this offer.  $500 cumulative direct deposit amount must be made to this account within the first 60 days of account opening. Your direct deposit needs to be an electronic deposit of your paycheck, pension or, government benefit (such as SSI) from your employer or the government. Person-to-person payments (such as Cash App, Venmo or PayPal) are not considered a direct deposit. If the requirements are met and the account remains open and in good standing for 90 days, the $300 reward will be made available to the member. $300 is considered interest and will be reported on IRS form 1099-INT. Prior terms subject to change. Full-service checking includes direct deposit, Visa debit card, online banking, and eStatements. Cash back bonuses are considered interest and will be reported on IRS form 1099-INT.