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Checking Options for You!

Our value and interest-bearing checking options can help you manage your daily finances.

Our Value-Packed Accounts!

Florida Credit Union is owned by the very members we serve and not stockholders like other institutions. That’s why we’re able to offer FREE checking to everyone who banks with us! Find the financial products, features, and friendly service you want with the convenient and reliable access you need.

Checking Features

  • No monthly maintenance fee
  • No minimum balance requirement
  • Nationwide access to thousands of surcharge-free ATMs
  • No fee to transfer funds between accounts
  • Free Online Banking and Bill Pay
  • Free Mobile Banking App
  • Stay on top of your money by setting up alerts
  • Set financial goals with our budgeting and savings tools
  • Monitor your FICO credit score monthly for free
  • Competitive interest-bearing accounts available

How to Join Florida Credit Union

Any person who works or resides in one of the 48 north and central Florida counties FCU serves is eligible for membership. Membership is also available to students in select counties1. All you need is $5 to open a savings/share account and become a member (and part owner) at Florida Credit Union!

You can open an account:

  • Online. You can apply 24/7! 
  • Call our Contact Center at 1-800-284-1144.
  • Visit one of our branches in Gainesville, Ocala, Belleview, Starke, DeLand or Lake City.

Join Today

Switch and close old accounts easily with ClickSWITCH®

We understand changing financial institutions can be stressful, but we don't think it has to be! That's why we've partnered with ClickSWITCH®, a free service to help you easily move your recurring payments, direct deposits and funds to your Florida Credit Union checking account. The fully automated process can take as little as 10 minutes. 

Learn more about ClickSWITCH®


1. View our membership agreement for more details.