Checking and PLOC


Say Hello to Low rates

Get a free personal line of credit with any checking account!

Join a credit union that puts you, not profits, first!

When it comes to your money, trust is everything. With more than 68 years of offering convenient financial products and services, Florida Credit Union is here to stay. We remain committed to helping people achieve their everyday and long-term financial needs.

At FCU, you can open a free personal line of credit with any checking account. Here are some features you'll enjoy:

Checking Accounts

  • No minimum balance
  • No monthly maintenance fee
  • Free Visa┬« debit card with secure EMV chip and tap-to-pay technology
  • Free 24/7 access to a host of digital tools and resources with online and mobile banking
    • Quickly check account balances (Touch ID and Snapshot are available on compatible Apple and Android devices)
    • Schedule bill payments
    • Link all financial accounts from FCU and other institutions to keep funds in one place
    • Set savings goals
    • Apply for a loan anytime
  • Access your FICO┬« Score monthly for free and with no impact on your credit!
  • Interest-Bearing checking account option available

Personal Line of Credit1

  • Instant and flexible access to the money you need, when you need it most
  • Pay interest only on what you borrow
  • Best for ongoing expenses
  • Can be used as overdraft protection

Get Started


1. Subject to credit approval. Membership is open to anyone within Florida Credit Union's 48 county field of membership. Credit approval and initial $5 open deposit required.