Choose the credit card that works best for you.
  • Easy application process
  • Rewards available
  • Competitive rates

Credit cards have become an indispensable part of life, so why not choose one that fits you perfectly? Whether you're trying to build your credit, secure the lowest possible rate or earn rewards points, Florida Credit Union's Visa® credit cards deliver. Get the spending power you need at a competitive rate with a card tailored to your needs.
 

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It’s official, we’re live! Your rewards experience has been upgraded. You can now benefit from top-of-the-line merchandise, gift cards from well-known merchants and a better cash back experience (for Wave cardholders). Treat yourself to your bucket list vacation. Event tickets are also be available to concerts, festivals and sporting events just in time for football season. Log in to your online banking account now to get started!

Platinum Rate

Florida Credit Union low rate credit card

  • Low, non-variable rate
  • No annual fee or balance transfer fees
  • Credit range from $1,000 to $50,000
  • Contactless technology
  • EMV chip technology for increased security
  • Agreement details

Platinum Reward

Florida Credit Union Rewards Credit Card

  • Earn points redeemable for rewards through the Rewards program 
  • Low, non-variable rate
  • No annual fee or balance transfer fees
  • Credit range from $1,000 to $50,000
  • Contactless technology
  • EMV chip technology for increased security
  • Agreement details

Wave Cash Back

Cash back credit card from Florida Credit Union

  • Earn points redeemable for cash back and rewards through the Rewards program 
  • Credit range from $5,000 to $50,000
  • No annual fee
  • No balance transfer fees
  • Contactless technology
  • EMV chip technology for increased security
  • Agreement details 

Fresh Start

Build credit - Florida Credit Union credit card

  • Rebuild your credit
  • No balance transfer fees
  • Credit range from $1,000 to $3,000
  • Contactless technology
  • EMV chip technology for increased security
  • Agreement details
Ready to Become a Member Online?

Join online, anytime, and experience the credit union difference!

  • 24/7 customer service
  • Cash advance options
  • Online account management
  • eStatements available
  • Low minimum payments
  • Visa transaction alerts
  • 25-day grace period on purchases
  • No new finance charges if balance is paid in full by due date
  • Extra cards for family members
  • Fast emergency card replacement
  • Online protection through Verified by Visa

The sooner you report a missing or stolen card, the faster our team can mobilize to help you:

  • If your Florida Credit Union Visa debit or credit card has been lost or stolen, please call 888-333-9319.
  • For additional assistance or information related to a lost or stolen Visa® card or FCU debit card, please call 800-284-1144.

 

Cross Promotions

Mobile Deposit

Deposit checks with our app and a couple of quick snaps.

Online Bill Pay

Pay your bills quickly and efficiently using our Online Bill Pay.