Are you currently struggling with credit card debt? A powerful financial tool, credit cards afford us the ability to make expensive purchases we otherwise would not be able to make. The issues arise when you don’t have enough money to make your payments on time and in full. Join us in our fourth installment of the 12 Months to Financial Fitness series as we tackle how to pay down credit card debt.

As the Russia-Ukraine conflict has continued to unfold, relief efforts have been hard at work around the world. With millions displaced from their homes and a humanitarian crisis building, donations are more important than ever. Unfortunately, scammers never pass up a chance to take advantage of people, and scams have surfaced around taking advantage of people’s goodwill.

Overdrafting an account can be an embarrassing experience, especially if you don’t have enough funds to cover overdraft fees. Luckily, there are ways you can protect yourself from overdraft and non-sufficient funds (NSF) fees, and they’re readily available to you as a Florida Credit Union member.

There are two types of rollovers: direct and indirect. A direct rollover is paid from your plan directly to your IRA or to your new employer's retirement plan. The funds are never payable to you. An indirect (60-day) rollover is a payment made to you that you later roll over to an IRA or an employer retirement plan.¹

A majority of people in the U.S. have some form of debt. These include but aren’t limited to student loans, credit cards and personal loans. With so many debts to keep track of, how is one supposed to pay anything off? Simple – a debt repayment strategy!

Trust and communication are key to a successful relationship, especially when it comes to finances. When a partner in a relationship isn’t completely honest about money, they’re likely committing financial infidelity.

The deadline to file your income taxes is April 18, 2022! If you’ve been dragging your feet on filling, or looking for a place to start, read more in our most recent blog in the 12 Months to Financial Fitness series.

Retirement planning is tough and full of never-ending questions. Am I saving too much or too little? When should I retire? Am I claiming social security too early? The list goes on and on, and it's enough to make your head spin. Here are some mistakes to avoid to make retirement planning simpler.

El puntaje de crédito es una de las métricas más importantes en el mundo de las finanzas. Las instituciones financieras utilizan este número de tres dígitos para analizar cuán probable es que un prestamista pague sus deudas. Compañías como FICO determinan este número analizando ciertos factores relacionado a las líneas de créditos y préstamos.