2022 Annual Report

• Eligible properties are single-family homes, mobile homes with land, modular dwellings • Land owned can be used to cover the down payment and other costs • Up to 100% financing on primary residences and 80% LTV for investment • Fixed 15, 20, and 30 year 5/1 ARM product available • 6, 9, and 12 month construction terms We’ve expanded our Construction Loan Program with features such as: mortgage have their loan serviced in-house, which means your loan stays right in your community, where it belongs. Years of mortgage lending experience, delivered with the personal touch that only comes from your credit union, makes Florida Credit Union an ideal full-service mortgage lender. We understand that real estate financing is a critical part of your financial plan and we’re here to help. Whether you’re buying your first home, refinancing an existing mortgage, or considering a second or vacation home, our mortgage professionals are always ready to meet your needs with a wealth of home loan solutions. FCU provides our members with access to a full range of mortgage programs, including conventional, FHA, VA, and USDA loans. We often approve loans denied by other institutions, including loans for manufactured homes and condos, and we offer no waiting period for bankruptcies and foreclosures. A Florida Credit Union mortgage, comes equipped with a variety of options to choose from depending on your needs. Since we offer a multitude of loan types, you’ll get to build a custom mortgage, molded to your needs and your life. Members who receive a FCU Portfolio or Fannie Mae Mortgage - There’s No Place Like Home Not Pictured : Joshua Hunt , Internal Mortgage Loan Originator Gwendolyn Prater External Mortgage Loan Originator Robert Velez Internal Mortgage Loan Originator Charles Heller Internal Mortgage Loan Originator Tim McDermott External Mortgage Loan Originator Scott Bennett External Mortgage Loan Originator Kaylen Moore External Mortgage Loan Originator Gregory Pingue AVP Mortgage Origination Our experienced mortgage team has years of lending experience, providing peace of mind while helping you through the home journey. Meet Our Mortgage Team 2022 Annual Report | 17 2022 Annual Report | 16