0% Interest for 12 months*

Get 0% Interest for 12 months1 with a Visa® Platinum card

Choose the card to fit your needs from Florida Credit Union's Visa® options. Learn more

Get up to $400 for an Auto Loan

Get Up to $4002 to Refinance an Auto Loan

Get up to $4002 when you bring an auto loan from another lender to Florida Credit Union. Learn more

Get a 3.99% Intro APR on a HELOC and after 12 months, enjoy an APR as low as 6.75%3

Get a 3.99% Intro APR on a HELOC and after 12 months, enjoy an APR as low as 6.75%3

Cover home improvements, renovations or an upcoming expense with a great rate on a home equity line of credit (HELOC). Learn more

Earn 2% APY4 with a Youth Savings Account

Earn 2% APY4 with a Youth Savings Account

Young savers aged 17 and under can earn up to 2% APY4 on balances up to $750. Learn more


Offers can be cancelled at any time. Membership eligibility requirements are available here.

1. 0.00% Introductory APR (Annual Percentage Rate) for 12 monthly billing cycles following the issuance of the account. After that, your Platinum Rate APR will vary based on your creditworthiness and card type. Min. 11.90% - Max. 17.90% APR introductory interest rate only available for new cards only; new cards cannot be used to pay off existing Florida Credit Union cards or loans; not available for the Fresh Start credit card. Introductory rate does not include cash advances. Subject to credit approval. 

2. Existing FCU vehicle loans are not eligible for refinancing. Rebate based upon total loan amount. Subject to credit approval. Cash back bonuses are considered interest and will be reported on IRS form 1099-INT.

3. Your rate may be higher based on your credit worthiness and property valuation. Subject to credit approval. No closing costs with $10,000 minimum loan amount. Title insurance for loans $250,000 and greater paid by member. APR = Annual Percentage Rate. 3.99% promo APR for Loan-to-Value (LTV) up to 80%. Rate quoted is as of 10/24/2022 and based on a HELOC with a 10-year draw period, 20-year repayment period. The HELOC rate is a variable rate and is based on Wall Street Journal Prime plus .50. Minimum APR 6.75% - Maximum APR 12.00%. For example, a $25,000 10-year Home Equity Line of Credit with a 6.75% interest rate will have an APR of 6.750%, 120 payments of $287.60; total finance charges of $9,447.23 for a total payment of $34,447.23. Rates will be no less than Florida Credit Union’s minimum interest rate. This discount promotion cannot be combined with other Florida Credit Union promotions. Limited time offer and subject to change without notice.

4. Annual Percentage Yield (APY) is effective as of 12/30/2022 and subject to change at any time. Balances $750.01 and above will earn 0.05% APY. Fees may reduce earnings. $5 share savings account required for membership. One account per qualified youth member. 

Cross Promotions

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Online Bill Pay

Pay your bills quickly and efficiently using our Online Bill Pay.