Work with Florida Credit Union to secure your financial future.
  • Solid returns on Money Market Accounts
  • Many Certificate of Deposit choices
  • Individual Retirement Accounts have tax benefits
  • Free professional investing advice

You don't have to be a Wall Street whiz to create a solid investment portfolio. Florida Credit Union's Member Service Specialists can put you on course for a comfortable future. Whether you're planning for college, saving to buy a home, looking ahead to retirement, or simply looking forward to a special trip, we can help you meet your needs and make your dreams come true.

Stay in total control of your money. With Florida Credit Union's flexible CD offerings, you choose the investment term.

  • CDs ranging from 6 months to 5 years
  • $1,000 minimum deposit
  • Regular and IRA certificates
  • View our competitive rates

Are you looking to earn a higher interest rate than your savings account offers? Consider Money Market accounts, which offer better yields and no risk. All investments are insured by the National Credit Union Administration.

  • $2,500 minimum investment
  • Tiered rates mean bigger balances pay higher returns
  • Easy access to money*
  • Free Online Banking, Mobile Banking and eStatements
  • Free Visa Debit Card with chip technology
  • Surcharge-free ATM transactions**
  • View our competitive rates

Whether you're just starting your career or you have spent several decades on the job, your retirement years will be here before you know it. With an IRA, you can save for your golden years and possibly enjoy a range of tax benefits.

  • Traditional IRAs can offer tax deductions each year you make a contribution***
  • Roth IRAs allow you to withdraw your retirement money tax-free
  • IRAs can also be used to cover higher education expenses
  • Choose from IRA Savings or IRA Certificate accounts

For more information, please see the below eBrochures for more details:

An IRA can help you save more for retirement.

Save for your retirement with a Traditional IRA.

Prepare for your future
with a Roth IRA.

Move retirement savings without losing tax benefits.

Is it time to cash in on your retirement savings?

Understand your beneficiary distribution options.

Help the child in your life achieve a bright future.

There's a plan for your business.

Find the right retirement plan for your business.



Florida Credit Union has partnered with SWBC Investment Services LLC to offer complete financial services to our members. From setting up an IRA, to developing a comprehensive plan for a multi-million dollar estate, to simply reviewing your portfolio, we'll help you identity your goals and customize your portfolio. Click here for more information.

Securities are offered through SWBC Investment Services, a registered broker/dealer and a member of the Financial Industry Regulatory Authority (FINRA) and the Securities Investor Protection Corporation (SIPC). Invested funds should not be considered a deposit of or guaranteed by FCU, may lose value, and are not  NCUA/NCUSIF or otheiwise federally insured. SWBC Investment Services is not affiliated with Florida Credit Union. 


*No more than six (6) preauthorized, automatic, telephone or internet transfers and withdrawals may be made from this account to another account of yours or to a 3rd party in any month. If you exceed these limitations, transactions may be denied or your account may be subject to a fee.

**Offer good on all Florida Credit Union Checking and Savings accounts. Transactions must be made in the United States, and not valid on cruise ships, casinos and international transactions. Must submit receipts within 90 days of surcharge for rebate to be processed. FCU transaction fees may apply. Refer to the FCU fee schedule for additional information.

***Consult your tax advisor for the tax benefits that apply to your funds.

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