Businesses in the 13 county area we serve can take advantage of our business services while enjoying the privileges of credit union ownership. Visit us for a free, no-obligation consultation and see what the credit union difference can do for your bottom line.
As a FCU member, you are an owner of one of the strongest financial institutions in North Central Florida. For over 53 years, Florida Credit Union has helped its members save money; let us show you how we can save your business money, too.
Meet your Commercial Services Managers!

(352) 377-4141 ext. 2136
sjeppson@flcu.org
(352) 572-1081 - cell
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Steve Jeppson - Commercial Services Manager
Mr. Jeppson f irst started with Florida Credit Union in 1981. He received his Bachelors degree from the University of Florida and took additional coursework to earn his Certified Credit Union Executive (CCUE) certification..
He is well versed in all aspects of credit union operations and has 27 years credit union experience, with 22 years experience in consumer and residential mortgage loans. He is excited to use his expertise in commercial services and enjoys working with business owners in the 13 counties Florida Credit Union serves. Steve is active in the community and has served on the Board of Heart of Florida Crime Stoppers since 1993 and the Gainesville Area Chamber of Commerce as a diplomat since 2001. |

(352) 377-4141 ext. 2152
rmorales@flcu.org
(352) 514-6812 - cell
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Roger F. Morales, MBA - Commercial Services Manager
Mr. Morales has more than 10 years experience in international and domestic banking. Over this time, his business loan portfolio included domestic and foreign companies in the retail, distribution, transportation, aviation, agricultural, and manufacturing industries requiring financing for major capital assets, equipment, machinery, raw materials and receivable discounting
At Florida Credit Union, Mr. Morales is responsible for making sure that the financial expectations of existing and potential business members are being met. This is accomplished by offering companies of all sizes an array of financial services and products available through Florida Credit Union. Mr. Morales is placing special emphasis on providing mortgage loans to existing and new businesses to refinance or purchase commercial real estate; both owner and non-owner occupied.
Mr. Morales earned a B. A. in Finance at Florida International University and an M.A. in International Business at Nova Southeastern University. |
Free Business Checking
and Merchant Processing |
Commercial Loans |
Business Visa Credit Card |
Different checking products to meet the needs of your business
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Florida Credit Union’s Commercial Banking department offers loans for virtually any purpose, regardless of the amount. You need a partner for large purchases; let FCU be that partner.

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FCU's value-packed Visa® Business card program is a great way to make purchases for your business. With no annual fee and low rates, FCU's Business Visa card is among the best on the market.

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Special Employee Groups (Company Membership) |
Visa® Debit Cards |
Forms |
Florida Credit Union's Select Employee Groups (SEGs) receive specialized attention when it comes to banking matters.
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Download an application
Download the Personal Financial Statement |
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