branch locations events become a member contact FLCU

 

 


Florida Credit Union offers some of the best rates and terms in town. If you are thinking about purchasing a new automobile call FCU first before you go to the dealership. We will help you through the car buying process.

New Car Loans

• Low rates| Call for current rates
• Flexible Terms up to 72 months
• Automated Payments

Also, take advantage of our Auto Advisor Program to help you purchase your next new automobile. Find out important consumer tips such as:

Take the Rebate and Finance with FCU!
Many dealers advertise low rates, but what's the catch? Most of the time you are better off financing with Florida Credit Union at our normal finance rates. At the dealership you have a choice to take a rebate (ex.$500, $1,500 or $2,500) or the rate (ex. 0%, 2.9% 3.9% APR). Your best choice is to take the rebate and go with Florida Credit Union financing as opposed to going with dealer financing.

For example:
3.9% APR Financing or a $1,500 Rebate

  Dealer Financing FCU Financing
Automobile Cost $20,000 $20,000
Less Rebate No Rebate -$1,500
Amount Financed $20,000 $18,500
Finance Rate 2.9%APR* 5.7%APR*
Loan Term 60 mos. 60 mos.
Monthly Payment $358.66 $355.24
Total Cost $21,519.83 $21,314.40

Before you finance at the dealership, call FCU first. Our loan officers will be happy to show you the savings potential. Call your local office today and press "2" for loan services. Loan officers are available 24 hours a day, seven days a week! Or APPLY ONLINE.

*Dealer rate is used for example purposes only. Does not reflect any specific dealership. 7.00% FCU rate is subject to credit approval and rates are based on credit history, term of the loan and age of the automobile.

Financed Indirectly?
Chances are if you financed at the dealership or any bank, you are paying too much in finance charges. Florida Credit Union's interest rates are much lower than the banks and normal dealer financing.

Used Auto Loans

Florida Credit Union has one of the greatest used car loan programs you will ever find!

Pre-Owned Car Loans

  • Low rates
  • Flexible Terms up to 60 months
  • Automated Payments

Call your local office today and find out how FCU can save you money on your next automobile purchase or :

Use FCU's Auto Advisor Program to help you purchase your next automobile. Free to any member who applies for an FCU Auto Loan.